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After a year of joining this site and working hard on paying my bills on time and paying down balances. I went from a 537 to a 709!!!!! I am so appreciative of everyones help through this process. My husband and I are approved for a new construction home! I couldn't have done it without this website.
Outstanding. Congratulations!!!!
Awesome job!
Congrats!
Fantastic! Thanks for sharing!
Congrats . I love this site it's credit101
Awesome! Congrats!
Great job!! Happy for you!!!
Congratulations!! That is the kind of success I am looking for as well! Are you able to share what types of baddies and rebuilding you have done?
I did tons of good will letters most where for 30 day late payments but I did have a few 60 day that where 4 years old then one 60 day late that was with american eagle that at the time was within a year. I was only successfull with one of the goodwill letters I could have kept sending them but was worried about getting dispute marks on my credit report. I wrote a good will to american eagle and they added a dispute so when I called to tell them I wasn't disputing it but asking for goodwill, I think I just got lucky and the guy felt bad for me because I told him I needed it removed in order to get a new mortgage. I also had a lot of cards close to the limit so I worked on paying them down and a lot of them off. I also have not missed a single payment in a little over a year. I can't believe how much my score has improved. I went from like 90% utilization down to about 20-30% and have no cards maxed out.