Valued Member
Posts: 39
Registered: ‎02-12-2009

anyone achieved a PFD from OSI?

Have some old parking tickets in collections at OSI. Transunion says they're all "estimated" to be deleted in 2010. Should I wait it out or attempt a PFD? I definitely owe the debt, not sure a DV will help.
Moderator Emeritus
Posts: 7,326
Registered: ‎06-18-2007

Re: anyone achieved a PFD from OSI?

Whether you owe the debt or not you should mail a DV  CMRRR anyway!!  If they answer the DV with the proper info. Then it is up to you. If you want to pay then you would send a PFD
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.