autorize user account quick question

[Anonymous]

hi my mom have a CC she opened on 01/01/04 with a limit of 12,000 and she have only 600.00 charge on it never late  this will be a good idea to add me as authorize user to bump my score at the moment i have EQ593 TU 612 EX 633  it will be good to do this or not i need 630 to buy a house thank you

Message Edited by nola_rodz_003 on 08-24-2009 08:43 AM

[Anonymous]

Yes it could raise your scores.  What baddies are on your CR that are keeping your scores down?

[Anonymous]

medical debt and 2 credit account

[Anonymous]

why and how it will raise my score my mom account is good for that i donot whant to doit and lower my score

[Anonymous]

Being an AU will up your scores BUT any collection that updates will lower them again.

Creditors do not like collections no matter how high your scores are.

You can have paid medical collections deleted.

Never contact a CA on a medical collection. Always deal with the OC.