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Fair Isaac and myFICO are not credit repair organizations or similarly regulated organizations governed by the federal Credit Repair Organizations Act or similar state laws. Fair Isaac and myFICO do not provide so-called "credit repair" services or advice or give assistance regarding "cleaning up" or "improving" your credit record, credit history, or credit rating. Before posting, please read FICO Forums Credit Repair Discussion Guidelines. By accessing and using this community you agree to the User Guidelines and Terms of Service.

Subject	Replies	Author	Views	Latest Post
how to properly deal with collections	8	Simplyjays	212	‎03-23-2013 01:11 PM by Henchman21
Innovis - Not part of FICO scoring but still good ...	0	ApexdvToo	92	‎03-23-2013 12:53 PM by ApexdvToo
length of history	3	chevyman	96	‎03-23-2013 12:50 PM by chevyman
CREDIT REBUILD JOURNAL [ 1 2 ]	13	bobbycredit	621	‎03-23-2013 12:47 PM by Shogun
CA DV Responded with an itemized bill from OC...HI... [ 1 2 ]	14	Teasha	274	‎03-23-2013 12:45 PM by Teasha
Medical collection past sol disputed [ 1 2 ]	15	brindle26	242	‎03-23-2013 12:43 PM by Shogun
Getting a late payment taken off. [ 1 2 ]	19	ostatewonder	279	‎03-23-2013 12:09 PM by ostatewonder
Theory question????	6	abarcla1	150	‎03-23-2013 11:46 AM by ApexdvToo
Differences in the 3 CR	9	Deltadog03	181	‎03-23-2013 11:36 AM by Deltadog03
paying a JDB [ 1 2 ]	11	chevyman	237	‎03-23-2013 11:26 AM by chevyman
credit card utilization [ 1 2 ]	10	adorkindisguise	336	‎03-23-2013 11:11 AM by adorkindisguise
Help Me Understand.. [ 1 2 ]	10	koky	181	‎03-23-2013 11:07 AM by koky
46 point increase!!!! No score watch alert?	7	cwwatts1202	414	‎03-23-2013 11:06 AM by cwwatts1202
help with experian dispute	5	cqdealer711	175	‎03-23-2013 10:46 AM by guiness56
GW worked GAP/GEMB	3	sarkell	112	‎03-23-2013 10:34 AM by sarkell
Settle for less, need advise please.	1	dspotter	70	‎03-23-2013 10:20 AM by DaBears
Freezing your reports.	6	SLR72689	155	‎03-23-2013 09:26 AM by guiness56
Double Reporting	2	macygray82	81	‎03-23-2013 09:00 AM by macygray82
App'd for New Cards, Got Approved, but Score dropp... [ 1 2 ]	11	TM0312	333	‎03-23-2013 08:59 AM by ostatewonder
Why does it take sooooo long!!!!	6	Melanie220	172	‎03-23-2013 08:44 AM by Melanie220
disputing corporate card reporting to personal cre...	3	boywonder40	114	‎03-23-2013 08:44 AM by boywonder40
Dunning notice from new collection agency. Who do ...	6	Ravensfan2001	200	‎03-23-2013 08:03 AM by WildTurkey
is this re-aged? [ 1 2 3 4 ]	37	cqdealer711	485	‎03-23-2013 07:12 AM by chasmith
Inquiry Question [ 1 2 ]	11	xcaliber	253	‎03-23-2013 06:43 AM by Shogun
Equifax deleted good accounts before 10 years! [ 1 2 ]	14	climbing_mtcredit	1029	‎03-23-2013 06:24 AM by Shogun
Frustrated... [ 1 2 3 ]	21	j_casteel	420	‎03-23-2013 06:24 AM by dddewdrop
Self-Inclusion of CR Entries?	2	Crossdivided	57	‎03-23-2013 06:04 AM by Crossdivided
woohoo 682 [ 1 2 ]	10	sarkell	242	‎03-23-2013 05:30 AM by sarkell
collection not reporting on credit report..yet	9	setser	232	‎03-23-2013 05:13 AM by Simplyjays
The bane of my existence - First Premier	3	windupbird	132	‎03-23-2013 05:00 AM by Shogun

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FICO and myFICO are registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Score Watch is a registered trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO scores and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.