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Fair Isaac and myFICO are not credit repair organizations or similarly regulated organizations governed by the federal Credit Repair Organizations Act or similar state laws. Fair Isaac and myFICO do not provide so-called "credit repair" services or advice or give assistance regarding "cleaning up" or "improving" your credit record, credit history, or credit rating. Before posting, please read FICO Forums Credit Repair Discussion Guidelines. By accessing and using this community you agree to the User Guidelines and Terms of Service.

Subject	Replies	Author	Views	Latest Post
Any luck w/ GW?	3	nmorton79	475	‎10-09-2009 08:08 AM by llecs
PFD question	1	SMKovach	280	‎10-09-2009 07:57 AM by llecs
Collection Paid / Who removes from the credit repo...	2	hellohello	300	‎10-09-2009 07:40 AM by XAVIERSMAMA
Secured Credit Cards	2	80sgirl	447	‎10-09-2009 07:34 AM by LilMirth
Moerators advice requested: Authorized user quest...	3	800FICOwannabe	282	‎10-09-2009 07:11 AM by LilMirth
GW letters	1	Tiffany1123	289	‎10-08-2009 10:52 PM by RobertEG
Where do I start????	4	TonyaRN416	548	‎10-08-2009 09:49 PM by RobertEG
+ 13 pts for CA reported dispute	2	shtws	390	‎10-08-2009 09:12 PM by RobertEG
Collection reporting as late payment?	1	music2hisears	240	‎10-08-2009 08:39 PM by RobertEG
Do I send a PFD or GW now?	3	KiaBec	373	‎10-08-2009 07:01 PM by KiaBec
follow up on Medical collection	2	tblank65	408	‎10-08-2009 01:04 PM by tblank65
What happened to the HIPAA procedure?	1	valley_man0505	389	‎10-08-2009 12:38 PM by UpandUp
How many inquiriesare considered by lenders to be ...	2	daisyduke	361	‎10-08-2009 11:12 AM by daisyduke
Contact Info for NCO	6	wndrwmn78	516	‎10-08-2009 09:45 AM by Gotons
Paid Collections and FICO score movement	2	NPA	347	‎10-08-2009 08:58 AM by aquatic1
police report on fraud	4	tblank65	394	‎10-08-2009 08:54 AM by tblank65
HELP, OC falsely updating current status	6	Kiwill	407	‎10-08-2009 08:00 AM by Kiwill
Newbie Can I have a Late-pay removed from my b...	5	djalbe	451	‎10-08-2009 02:45 AM by djalbe
My FAKO 516 but rising?!	2	TheBlackGreekGod	392	‎10-07-2009 07:47 PM by TheBlackGreekGod
I messed up....went over credit card limit with BO...	1	masseye	342	‎10-07-2009 07:37 PM by jesslyn
NEED HELP BAD	3	vuce	334	‎10-07-2009 07:28 PM by jesslyn
HELP...what happens after a foreclosure? [ 1 2 ]	13	missmoney-bags	1275	‎10-07-2009 05:50 PM by Noah_Bodie
Sorry if this is too vague...	4	fixingmistakes2009	377	‎10-07-2009 05:00 PM by LIGHTNIN
What to do -- Collection Agency reporting inaccura...	4	ShootingStar	395	‎10-07-2009 02:19 PM by ShootingStar
Equifax 3-in-1 Credit report monitoring score	7	alieh	1175	‎10-07-2009 01:58 PM by llecs
JUDGEMENT QUESTION??????	3	tryin_to_make_it	397	‎10-07-2009 11:31 AM by jesslyn
Three Bureau Credit Monitoring	7	alieh	631	‎10-07-2009 11:22 AM by tullz85
Shame on me for waiting sooooo long!	4	zrocka1920	475	‎10-07-2009 11:13 AM by fixingmistakes2009
Is this the right step to take?	1	Blitz1030	201	‎10-07-2009 10:37 AM by llecs
Messed up bad with new Victorias Secret and Dress ...	7	Phoenix-rising	992	‎10-07-2009 09:38 AM by Phoenix-rising

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FICO and myFICO are registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Score Watch is a registered trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO scores and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.