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Fair Isaac and myFICO are not credit repair organizations or similarly regulated organizations governed by the federal Credit Repair Organizations Act or similar state laws. Fair Isaac and myFICO do not provide so-called "credit repair" services or advice or give assistance regarding "cleaning up" or "improving" your credit record, credit history, or credit rating. Before posting, please read FICO Forums Credit Repair Discussion Guidelines. By accessing and using this community you agree to the User Guidelines and Terms of Service.

Subject	Replies	Author	Views	Latest Post
Help ASAP I have a BK NEED Experian phone number	0	monieleazenby	114	‎12-05-2013 12:45 PM by monieleazenby
YAY! Down to 4 negatives!! [ 1 2 ]	11	sharriel	290	‎12-05-2013 12:26 PM by singleindependentmom
Cap One GW	2	taskforce971	106	‎12-05-2013 12:10 PM by 907grown
Collection Question	8	Goodscore81	140	‎12-05-2013 10:29 AM by p-
Fico TU Quarterly Monitoring	2	SLR72689	113	‎12-05-2013 10:13 AM by Duncanrr
Open vs Closed BofA accounts on CR	5	sadiespapa	218	‎12-05-2013 10:04 AM by n0smirc
GE/Wal-Mart Card late payment	4	parkman	181	‎12-05-2013 09:41 AM by parkman
EQ FINALLY hits 674!	8	fishbjc	209	‎12-05-2013 09:24 AM by CWESTL
Help! Citibank. ): [ 1 2 ]	10	jbhems503	286	‎12-05-2013 08:36 AM by RobertEG
yesssss! IC Systems delete! [ 1 2 ]	11	Cynthia1123	275	‎12-05-2013 08:26 AM by Cynthia1123
PFD? Discover Card (OC) or CA- unsure what to do w...	3	MingleJill	98	‎12-05-2013 07:29 AM by DaBears
Card Payoff Advice	1	sterl1002	83	‎12-05-2013 07:05 AM by DaBears
Score went up 12 points to 650!	4	bigblue7722	173	‎12-05-2013 04:13 AM by alvon123
Should I bother with Fraud on my credit report can...	3	monieleazenby	125	‎12-05-2013 03:47 AM by monieleazenby
Status of Limitations Verses 7 years on your credi...	4	monieleazenby	173	‎12-05-2013 03:44 AM by monieleazenby
Our Journey Home: My Credit Repair Journal	2	OnOurWayHome	120	‎12-05-2013 01:32 AM by coldnmn
What does this mean?	4	e35	123	‎12-05-2013 12:37 AM by e35
90 Day Fraud Alert	1	BorisGeller	97	‎12-05-2013 12:19 AM by RobertEG
Rebuilding, had some questions	0	Newbie88	60	‎12-04-2013 11:37 PM by Newbie88
New guy here. I have a question on Secured Credit...	6	richardhare79	149	‎12-04-2013 08:25 PM by richardhare79
Receivables Performance Mgt	0	AggiePhoenix	62	‎12-04-2013 06:17 PM by AggiePhoenix
GE Capital Success! [ 1 2 3 ]	21	JohnPTEX	931	‎12-04-2013 05:35 PM by Matt6995
Question about medical supplies	0	Pineknot69	69	‎12-04-2013 05:05 PM by Pineknot69
Collection/ Credit Utilization	1	ChangeIsPossible	96	‎12-04-2013 04:22 PM by RobertEG
Adverse Account Help!	3	Niki22	132	‎12-04-2013 03:40 PM by p-
Short term loans, paid off quickly. Does it help?	1	Blazesian	88	‎12-04-2013 03:27 PM by guiness56
First Time Builder Question	2	Startome	88	‎12-04-2013 03:23 PM by guiness56
Lauren's Credit Journey [ 1 2 3 ]	21	llauren321	937	‎12-04-2013 02:38 PM by llauren321
102 point increase!!! Thanks to everyone!	7	nativenyer	608	‎12-04-2013 02:24 PM by coldnmn
Love These Forums!!! Unique DELETED!!!	1	OnOurWayHome	107	‎12-04-2013 02:06 PM by coldnmn

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO^® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

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FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.