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Fair Isaac and myFICO are not credit repair organizations or similarly regulated organizations governed by the federal Credit Repair Organizations Act or similar state laws. Fair Isaac and myFICO do not provide so-called "credit repair" services or advice or give assistance regarding "cleaning up" or "improving" your credit record, credit history, or credit rating. Before posting, please read FICO Forums Credit Repair Discussion Guidelines. By accessing and using this community you agree to the User Guidelines and Terms of Service.

Subject	Replies	Author	Views	Latest Post
Paying Collections [ 1 2 ]	11	aman31	586	‎07-28-2009 06:39 PM by pasdetrois
Finance Grad, Finance Mend	1	GOLD	206	‎07-28-2009 06:36 PM by DI
WHAT SHOULD I DO NEXT?	3	UKYVBTJA	302	‎07-28-2009 06:32 PM by VEEnVEGAS
Trying to Clean Credit to Get Employed	3	dublingreen	397	‎07-28-2009 05:56 PM by WannaHouse
Can CA Delete Tradelines or does the CRA do that? [ 1 2 ]	10	daisyduke	563	‎07-28-2009 05:20 PM by BungalowMo
Debt Free program versus Consolidation of Debt; Wh...	1	Azure	179	‎07-28-2009 03:43 PM by marty56
Woo hoo, one of my collections just fell off!!!	8	boireann	627	‎07-28-2009 03:43 PM by happy0510
NY Statue of Limitations on invalid debt?	0	Melodeeny	146	‎07-28-2009 03:40 PM by Melodeeny
Experian / HIPAA Question... [ 1 2 3 ]	25	wndrwmn78	770	‎07-28-2009 03:21 PM by fused
Getting to Good	2	mabsy	282	‎07-28-2009 03:18 PM by mabsy
Asset Acceptance - Be Careful with them.....	3	daisyduke	363	‎07-28-2009 02:36 PM by HappyDays
Collection Call Disaster! Help!	1	KBELL4	317	‎07-28-2009 01:55 PM by HappyDays
Use Hippa if I Paid CA Already?	3	pokershark	225	‎07-28-2009 01:50 PM by HappyDays
Contacts at First Savings CC?	1	riknunez	504	‎07-28-2009 01:36 PM by riknunez
How can I bump up my score????	4	BlueEyedwitch	505	‎07-28-2009 01:36 PM by HappyDays
what to do next?	6	wally2159	310	‎07-28-2009 01:28 PM by pokershark
Increase my credit score	3	KBELL4	360	‎07-28-2009 12:29 PM by thenewgirl
Fraud/Victim alert?	3	SydLo	381	‎07-28-2009 12:28 PM by HappyDays
I too feel victimized by BMG / NCA	1	ChicagoZo	221	‎07-28-2009 12:23 PM by HappyDays
No more Ca	1	Sherwin	211	‎07-28-2009 11:59 AM by HappyDays
need 5 points on credit report	4	armymom88m	520	‎07-28-2009 11:30 AM by imfocused
I owe it all to the Forum and Sidewinder!!!	4	imfocused	388	‎07-28-2009 11:25 AM by imfocused
New and in need of help [ 1 2 ]	10	grc319222	618	‎07-28-2009 11:22 AM by imfocused
Please help TransUnion Dispute - "Doesn't meet the...	2	daisyduke	249	‎07-28-2009 11:21 AM by daisyduke
Credit reporting agencies adjusting standards too?	0	Integrity	114	‎07-28-2009 11:19 AM by Integrity
Moved: CC closing/opening...	0	fused	103	‎07-28-2009 11:19 AM by fused
Moved: at 606 need to get to 620!	0	HappyDays	124	‎07-28-2009 10:59 AM by HappyDays
Please help - need additional advice	0	dwhanc00	80	‎07-28-2009 10:44 AM by dwhanc00
Can a OC delete derogatory history and start fresh...	0	OBlakers	111	‎07-28-2009 10:17 AM by OBlakers
Re: BMG Music / NCS	1	ChicagoZo	234	‎07-28-2009 10:09 AM by HappyDays

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FICO and myFICO are registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Score Watch is a registered trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO scores and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.