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Fair Isaac and myFICO are not credit repair organizations or similarly regulated organizations governed by the federal Credit Repair Organizations Act or similar state laws. Fair Isaac and myFICO do not provide so-called "credit repair" services or advice or give assistance regarding "cleaning up" or "improving" your credit record, credit history, or credit rating. Before posting, please read FICO Forums Credit Repair Discussion Guidelines. By accessing and using this community you agree to the User Guidelines and Terms of Service.

Subject	Replies	Author	Views	Latest Post
Judgement Question?	3	ABattle	596	‎05-23-2010 11:25 PM by O6
Will A New Car Loan Lower My Credit? I Have a High...	3	JupiterThunder	719	‎05-23-2010 10:10 PM by RobertEG
GW Wells Fargo	8	John060675	856	‎05-23-2010 04:28 PM by Madmax26
Moved: Loan for stocks	0	fused	136	‎05-23-2010 04:11 PM by fused
Rebuilding credit but my Fico Score dropped	3	Mike_Noble_1	695	‎05-23-2010 03:16 PM by MarineVietVet
ER Solutions	8	leah5570	1242	‎05-23-2010 03:06 PM by leah5570
Another GW success!! [ 1 2 ]	11	jbee	1354	‎05-23-2010 02:29 PM by nookie41
Anyone have any luck on GW with M&I Bank?	0	Calzonan	180	‎05-23-2010 02:02 PM by Calzonan
building credit score	2	pdq914	486	‎05-23-2010 01:35 PM by leah5570
Oxford Collection	1	ABattle	324	‎05-23-2010 01:13 PM by leah5570
Need Help	2	chaser	422	‎05-23-2010 12:40 PM by MarineVietVet
Polite DV Response - NOW WHAT? [ 1 2 ]	14	Boldilocks	1362	‎05-23-2010 08:53 AM by fused
young and irresponsible.	9	bmgoree	2275	‎05-23-2010 04:01 AM by ClaireNash
Hi I'm new to credit and need some help Please.	3	mbakersroofing	514	‎05-22-2010 10:06 PM by MarineVietVet
Moved: Closing Accounts	0	fused	296	‎05-22-2010 04:37 PM by fused
Verizon Home Phone Service Help	1	breakthecycle	1020	‎05-22-2010 03:47 PM by Noah_Bodie
EQ FICO Score dropped 18 points after disputing co...	6	jamie93	1558	‎05-22-2010 03:25 PM by HindSight_20_20
Need a goodwill anyone have a good contact for Wes...	0	okstatefan5945	226	‎05-22-2010 09:08 AM by okstatefan5945
Incorrect collection account	5	Carbusys	797	‎05-22-2010 08:06 AM by Carbusys
I AM SO DESPERATE FOR HELP !!!!!!!!! PLEASE	2	CARZ7788	468	‎05-22-2010 08:05 AM by jefftca925
Added info to CA Pinnalcle Credit Service re Capit...	3	tfsbecause	654	‎05-22-2010 04:14 AM by llecs
Need myFICO guru's advice. Old charge off Sears ac...	1	gobucksohio	471	‎05-22-2010 03:33 AM by LilMirth
Orchard SUCKS [ 1 2 ]	11	lexus400	1673	‎05-22-2010 01:04 AM by lexus400
Question regarding PFD for CA that isn't showing u...	8	Lakers	979	‎05-21-2010 11:47 PM by Lakers
Verizon Wireless and I. C. Systems INC $9.76 balan...	0	telsh25	323	‎05-21-2010 10:45 PM by telsh25
Capital One over pay balance	4	flo23	806	‎05-21-2010 10:25 PM by flo23
Need help with citibank and Northland group on how...	1	Omega900	1003	‎05-21-2010 10:13 PM by telsh25
PTD Follow up	5	quikuser	708	‎05-21-2010 06:40 PM by MarineVietVet
Moved: Paid off all Deliquent/Collections, CC offer too s...	0	fused	189	‎05-21-2010 06:09 PM by fused
Experian Mailing Address	1	blaksun333	812	‎05-21-2010 05:31 PM by JaseT

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO^® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

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FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.