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Fair Isaac and myFICO are not credit repair organizations or similarly regulated organizations governed by the federal Credit Repair Organizations Act or similar state laws. Fair Isaac and myFICO do not provide so-called "credit repair" services or advice or give assistance regarding "cleaning up" or "improving" your credit record, credit history, or credit rating. Before posting, please read FICO Forums Credit Repair Discussion Guidelines. By accessing and using this community you agree to the User Guidelines and Terms of Service.

Subject	Replies	Author	Views	Latest Post
Nicor Gas customers, good news!	0	whoathere	890	‎04-13-2012 08:31 AM by whoathere
Disputing reports	1	golo	161	‎04-13-2012 08:17 AM by llecs
Transunion at 650+ !!!	3	Denny33142	777	‎04-13-2012 08:14 AM by cd2004
Debt Past SOL but still getting letters	8	dobirdsmommy	512	‎04-13-2012 08:12 AM by llecs
First National Collection Bureau & DirecTV	1	gingerbrown83	1828	‎04-13-2012 07:26 AM by llecs
Getting to 620!! [ 1 2 3 4 ]	33	How2increase	1204	‎04-13-2012 07:24 AM by How2increase
Creditkarma ?.......AAoA ?....	5	amercnchopz34	493	‎04-13-2012 06:45 AM by lmg
What the heck	3	2130sunshine	232	‎04-13-2012 06:40 AM by 2130sunshine
I jumped 28 points, she got 40+ points!	1	jaypeedee	211	‎04-13-2012 05:12 AM by golo
Urgent Assistance needed involving EQ	2	frio	235	‎04-13-2012 04:29 AM by frio
WalMart FICO	4	AutumnC74	336	‎04-13-2012 12:06 AM by LIGHTNIN
Need Help with Midland and Target reporting on my ...	0	Ubez	128	‎04-12-2012 10:39 PM by Ubez
Old Charge off, New Card with the same company...n...	9	Nella	675	‎04-12-2012 09:55 PM by traveler2005
Moved: How do I get this Amazon card removed?	0	MarineVietVet	58	‎04-12-2012 09:49 PM by MarineVietVet
Paid a CA with a PFD	1	Luna2012	155	‎04-12-2012 09:17 PM by pizzadude
PIF or Settle?	4	bananabox	285	‎04-12-2012 08:39 PM by MarineVietVet
Can I get this deleted?	3	ktlynn_74	325	‎04-12-2012 08:25 PM by RobertEG
Explanation to FAKO score discrepancies!	5	eltrout	391	‎04-12-2012 07:04 PM by eltrout
Deleted	3	Bones	197	‎04-12-2012 07:03 PM by pizzadude
Does the OC's CRTP end on same date as CAs? [ 1 2 ]	10	George888	526	‎04-12-2012 06:39 PM by George888
can a collection agency put a lein on a new car i ...	6	pkenn	763	‎04-12-2012 06:34 PM by ladeda
Collection account from being an apartment occupan...	1	brandoncraig	212	‎04-12-2012 06:14 PM by Booner72
Two Questions	0	kimandy07	98	‎04-12-2012 06:00 PM by kimandy07
Thought I was on the right track	2	jacq	243	‎04-12-2012 05:34 PM by jacq
23 Points increase [ 1 2 ]	10	K_J	724	‎04-12-2012 05:17 PM by tsally862
One more Chase win!	1	eltrout	159	‎04-12-2012 05:09 PM by llecs
First premier CO credit card offer	7	Luna2012	2012	‎04-12-2012 05:05 PM by Booner72
BOA GW denial	3	thrifty82	337	‎04-12-2012 04:45 PM by pizzadude
PFD Success	6	Johnny-Credit	642	‎04-12-2012 04:43 PM by UpmyscoreinFL
Collection Removal	1	missypiano	365	‎04-12-2012 03:39 PM by pizzadude

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO^® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

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FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.

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