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Fair Isaac and myFICO are not credit repair organizations or similarly regulated organizations governed by the federal Credit Repair Organizations Act or similar state laws. Fair Isaac and myFICO do not provide so-called "credit repair" services or advice or give assistance regarding "cleaning up" or "improving" your credit record, credit history, or credit rating. Before posting, please read FICO Forums Credit Repair Discussion Guidelines. By accessing and using this community you agree to the User Guidelines and Terms of Service.

Subject	Replies	Author	Views	Latest Post
What constitutes DOLA?	1	bigtim	223	‎07-06-2009 06:30 AM by jesslyn
One CRA deleted a TL, another validated... HOW?!?	2	5oClockSomewhere	303	‎07-06-2009 04:33 AM by 5oClockSomewhere
EQ up 8 points... [ 1 2 ]	10	soundview00	513	‎07-06-2009 04:18 AM by BungalowMo
CA Settled But Not Reflecting! Help!	2	ibelvhim	226	‎07-05-2009 09:00 PM by RobertEG
DISCOURAGED! EX WILL NOT ACCEPT INFO FROM A TU RE... [ 1 2 ]	10	BigTrees	935	‎07-05-2009 08:49 PM by RobertEG
New Collection Item...2 weeks away from closing Es...	4	GLIGUY23	574	‎07-05-2009 08:46 PM by GLIGUY23
4 Points away from 620...	5	mzg1133	545	‎07-05-2009 12:52 PM by llecs
How many pts will I gain for an accepted PFD CO?	5	westo12	503	‎07-05-2009 12:35 PM by westo12
Fixing Bad Credit with Good Credit	3	bigLCD	476	‎07-05-2009 10:57 AM by bigLCD
Old debt, wrong address, HIPAA, so very complicate...	1	raisitup	524	‎07-05-2009 07:25 AM by LilMirth
Credit Collection Services Email Address?	1	jsgree02	1184	‎07-05-2009 07:03 AM by LilMirth
GW letters wait times for response or resends	7	djse7en	608	‎07-04-2009 08:36 PM by KCTCJO
Some confusion regarding collection accounts	2	Marty1081	289	‎07-04-2009 06:01 PM by VEEnVEGAS
CA Response to a phone call I made, deleting from ...	2	Morsonifan	305	‎07-04-2009 02:15 PM by Morsonifan
Best way to settle/vacate judgment	3	honeybunnygal	890	‎07-04-2009 12:42 PM by Myriad
Applying for FHA mortgage soon, what to do with th...	1	rhodyramp	447	‎07-04-2009 11:41 AM by ladyofnight
What else can I do	7	Hox	496	‎07-04-2009 11:18 AM by BungalowMo
Utility Bill Charge-Off	1	bigtim	360	‎07-04-2009 09:34 AM by ziggytx
TU score difference	5	bobtail	461	‎07-04-2009 06:09 AM by BungalowMo
wierd collection	3	fiveinall1	697	‎07-04-2009 04:49 AM by llecs
SW Alert - Decrease of 46 Points!! [ 1 2 ]	10	ktscore	603	‎07-03-2009 10:03 PM by GLIGUY23
Positive Account Deleted Caused Score to Drop	3	palmbeachwife	482	‎07-03-2009 07:32 PM by BungalowMo
Cap one slowly deleting!? --question for the pro's... [ 1 2 3 ]	25	BungalowMo	678	‎07-03-2009 07:30 PM by BungalowMo
New to FICO. Need Advice.	6	USAJags21	510	‎07-03-2009 07:01 PM by westo12
New, and need advice!	1	Enonge	265	‎07-03-2009 05:14 PM by BungalowMo
creditor refusing to correct error being reported	3	kt_scarlett007	686	‎07-03-2009 05:00 PM by BungalowMo
Renewed CA	1	jybrown1458	224	‎07-03-2009 04:46 PM by guiness56
Moved: CLI from Credit One!	0	llecs	243	‎07-03-2009 04:11 PM by llecs
rebuilding credit	2	wisecredit	391	‎07-03-2009 04:06 PM by wisecredit
History and questions	2	lkatcbh07	279	‎07-03-2009 01:04 PM by lkatcbh07

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FICO and myFICO are registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Score Watch is a registered trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO scores and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.