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Fair Isaac and myFICO are not credit repair organizations or similarly regulated organizations governed by the federal Credit Repair Organizations Act or similar state laws. Fair Isaac and myFICO do not provide so-called "credit repair" services or advice or give assistance regarding "cleaning up" or "improving" your credit record, credit history, or credit rating. Before posting, please read FICO Forums Credit Repair Discussion Guidelines. By accessing and using this community you agree to the User Guidelines and Terms of Service.

Subject	Replies	Author	Views	Latest Post
HSBC TravelSmith credit card - one 30 date late th...	0	davisesq	192	‎06-15-2009 09:34 AM by davisesq
USE RAPID RESCORE TO DISPUTE DOFD/COMPLIANCE DATE?	2	BigTrees	560	‎06-15-2009 09:06 AM by BigTrees
what does this mean?	6	jimc	395	‎06-15-2009 08:55 AM by jimc
Need a FICO increase. need help	1	MOMO30	308	‎06-15-2009 08:23 AM by llecs
wells fargo question Please help??	3	wally2159	302	‎06-15-2009 07:24 AM by wally2159
Pay for delete- no success	5	Chadius	784	‎06-15-2009 07:03 AM by llecs
i cannot believe i did it 700 club!!!!!!!!!!! th...	3	deputybigz	433	‎06-15-2009 06:52 AM by musikklvr
question about debt re-aged	6	mt2va	528	‎06-15-2009 06:47 AM by MoonLight
Collections from Cable Company	4	ficonewbie01	371	‎06-15-2009 06:36 AM by ficonewbie01
Need help or suggestions with 2 Verizon accounts t...	0	breakthecycle	131	‎06-15-2009 05:27 AM by breakthecycle
paying down credit cards	3	greeneyes26	375	‎06-15-2009 02:53 AM by scorerise
how can i fix my credit	2	mono	349	‎06-15-2009 02:49 AM by scorerise
TransUnion Reporting a Late	2	UnderEstimated	305	‎06-14-2009 07:11 PM by UnderEstimated
T-Mobile sent me to collections!	7	jazz_collegegrad08	2503	‎06-14-2009 07:01 PM by jazz_collegegrad08
Persistance with HSBC/Orchard Bank pays off... [ 1 2 ]	10	MURPHYSLAW	954	‎06-14-2009 04:37 PM by ixoxo
Advice on what I should do? Will pay for delete le...	1	ashleya	271	‎06-14-2009 04:24 PM by shannon13
CACH vs. COLLECT AMERICA	4	shannon13	855	‎06-14-2009 04:15 PM by ralbusta
Quick questions....	2	jybrown1458	231	‎06-14-2009 03:39 PM by jybrown1458
I NEED ADVICE PLEASE ON DISPUTING TO THE CRAs	7	tryin_to_make_it	473	‎06-14-2009 12:58 PM by HappyDays
How does one go about a PFD for Comcast?	3	JOHNNYCAKES	441	‎06-14-2009 12:53 PM by HappyDays
Question	4	Broke1	313	‎06-14-2009 12:38 PM by BungalowMo
Midland Credit Management [ 1 2 ]	11	jcarellas	724	‎06-14-2009 12:13 PM by sidewinder
pre-hipaa letter?	1	froggie	281	‎06-14-2009 11:56 AM by HappyDays
What does subsidary mean?	6	shannon13	453	‎06-14-2009 08:23 AM by shannon13
inquiries lowering maybe?	1	schwrtzfamly	250	‎06-14-2009 07:10 AM by BungalowMo
Goodwill worked (ish)	3	Susyquk	427	‎06-14-2009 12:23 AM by Susyquk
Identity Theft	1	sdlane	228	‎06-13-2009 10:42 PM by sidewinder
Help please!!!!!!!!!!!!!!!!!!!!!!	2	s1lent	350	‎06-13-2009 08:03 PM by BungalowMo
Quick question...	4	jcwang	407	‎06-13-2009 07:58 PM by jcwang
Surprise -- there's a collection on my credit repo...	7	Collectionsurprise	744	‎06-13-2009 07:25 PM by RobertEG

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FICO and myFICO are registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Score Watch is a registered trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO scores and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.