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Fair Isaac and myFICO are not credit repair organizations or similarly regulated organizations governed by the federal Credit Repair Organizations Act or similar state laws. Fair Isaac and myFICO do not provide so-called "credit repair" services or advice or give assistance regarding "cleaning up" or "improving" your credit record, credit history, or credit rating. Before posting, please read FICO Forums Credit Repair Discussion Guidelines. By accessing and using this community you agree to the User Guidelines and Terms of Service.

Subject	Replies	Author	Views	Latest Post
Collections	7	QueenJ	508	‎02-09-2010 05:24 AM by QueenJ
6yrs 11 mos? Letter from Capital One	3	climbing_mtcredit	582	‎02-09-2010 04:31 AM by llecs
60 days late	4	apprentice	551	‎02-09-2010 03:15 AM by apprentice
How many times can I dispute??? [ 1 2 ]	10	nursekb	707	‎02-08-2010 11:36 PM by StartinOver
Thank you	3	sharpie	295	‎02-08-2010 11:16 PM by RobertEG
Dispute letter template	1	1Bobby1	427	‎02-08-2010 08:46 PM by MarineVietVet
Piggybacking?? Will this help?	5	raivin	533	‎02-08-2010 08:39 PM by raivin
TU- 83 point increase in 12 days!!! I LOVE myFICO	3	Calzonan	493	‎02-08-2010 07:59 PM by Ta-Nisha
Cap One Back Door	1	Boldilocks	420	‎02-08-2010 07:36 PM by johnosonc
How to use a secured credit card to raise my score	6	tor4	658	‎02-08-2010 06:46 PM by newstart2010
Midland Credit Management - HELP! [ 1 2 ]	12	Mank	594	‎02-08-2010 05:40 PM by newstart2010
I got a PFD Letter from AFNI and this is what it s... [ 1 2 ]	11	Leknaat	664	‎02-08-2010 05:17 PM by newstart2010
The good, the bad, and the ugly...please help!!	2	Calzonan	330	‎02-08-2010 02:53 PM by llecs
Not sure where to start - here are my stats!	1	Kizelle	337	‎02-08-2010 02:50 PM by Mank
add as authorized user or new card application	1	moremoneyin10	263	‎02-08-2010 12:35 PM by LIGHTNIN
Settling a debt with ERC and Arrow Financial	3	adeonis	490	‎02-08-2010 12:25 PM by newstart2010
Need some of adivce of vets on this board! [ 1 2 ]	13	MrChairman	544	‎02-08-2010 12:23 PM by newstart2010
Where should I focus?	2	newstart2010	231	‎02-08-2010 11:49 AM by newstart2010
CA no longer owns debt?	1	cw1302	156	‎02-08-2010 11:21 AM by newstart2010
Can you get a delinquency removed over the phone?	3	sdanaher	401	‎02-08-2010 10:47 AM by fishbjc
HIPPA	2	QueenJ	183	‎02-08-2010 10:43 AM by QueenJ
SOL question	1	Chadius	193	‎02-08-2010 10:24 AM by LIGHTNIN
Credit Reports and Medical Insurance Mishaps	9	soliloquy	492	‎02-08-2010 08:40 AM by soliloquy
Moved: 12 point drop on TU	0	llecs	121	‎02-08-2010 04:35 AM by llecs
HELP with secured card gone bad.	3	money_maker	358	‎02-08-2010 04:04 AM by txjohn
All of my unpaid collections will fall off by 2012...	6	igdycsmG6	1789	‎02-08-2010 03:52 AM by txjohn
Trying to rebuild my credit, where to start	2	KaiGywer	348	‎02-08-2010 03:40 AM by KaiGywer
Medical bill pay	1	apprentice	123	‎02-08-2010 03:40 AM by txjohn
Need Action Plan for Buying a House!	3	Aimimg4house3	457	‎02-08-2010 01:08 AM by llecs
NEED HELP!	4	MURPHYSLAW	359	‎02-07-2010 11:31 PM by RobertEG

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FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.