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Fair Isaac and myFICO are not credit repair organizations or similarly regulated organizations governed by the federal Credit Repair Organizations Act or similar state laws. Fair Isaac and myFICO do not provide so-called "credit repair" services or advice or give assistance regarding "cleaning up" or "improving" your credit record, credit history, or credit rating. Before posting, please read FICO Forums Credit Repair Discussion Guidelines. By accessing and using this community you agree to the User Guidelines and Terms of Service.

Subject	Replies	Author	Views	Latest Post
Need HELP rebuiding my Son's BAD credit......	8	JKayJ	445	‎02-16-2009 11:36 AM by HappyDays
No credit score due to closed accounts	5	antelopehorns	541	‎02-16-2009 11:05 AM by antelopehorns
New Poster Question on Repairing Credit Score	5	BADave	448	‎02-16-2009 10:14 AM by BADave
Credit Protection Association Researching previous...	0	Seakayak	236	‎02-16-2009 10:02 AM by Seakayak
Duplicate Sears accounts only on TransUnion Report	2	Maryn	403	‎02-16-2009 09:25 AM by Maryn
Getting secured loans...	1	Simpleton	384	‎02-16-2009 09:06 AM by HappyDays
Another credit re-build post	6	Tammy615	564	‎02-16-2009 07:50 AM by kjm79
What's the best way to get two items removed.	8	stoopidmunkee	632	‎02-15-2009 11:45 PM by oracles
what scenario after pre-hippa	0	quamiyah1003	138	‎02-15-2009 10:35 PM by quamiyah1003
Paid Medical collection	3	quamiyah1003	626	‎02-15-2009 09:32 PM by quamiyah1003
Collections question...pls help	0	nothingman02	182	‎02-15-2009 07:07 PM by nothingman02
How long do positive tradelines stay?	9	abadfish66	709	‎02-15-2009 06:59 PM by abadfish66
What Have i Done?????	2	chozyn1	350	‎02-15-2009 06:25 PM by mickie08
is this reaging?	6	scubagirl1215	585	‎02-15-2009 06:22 PM by llecs
confused?	2	jimc	288	‎02-15-2009 06:17 PM by llecs
FICO vs. PrivacyAssist	3	StartingSlow	372	‎02-15-2009 06:00 PM by ralbusta
Can someone help me with a motion to vacate a judg...	0	Breakthecycle2	154	‎02-15-2009 02:48 PM by Breakthecycle2
Medical Collection past SOL	6	jcknight007	642	‎02-15-2009 01:05 PM by midnight_passion
Moved: Rebuilding my credit through credit cards	0	Scamp	206	‎02-15-2009 12:14 PM by Scamp
I need help BADLY	1	danielb1976	1452	‎02-15-2009 12:02 PM by haulingthescoreup
I am trying to get back on track! YAY!!!	3	proudparent78	489	‎02-15-2009 09:55 AM by oneofayykind
Moved: Fair Isaac Changes?	0	Scamp	195	‎02-15-2009 09:38 AM by Scamp
ny state	2	jimc	293	‎02-15-2009 09:14 AM by HappyDays
I have 7 variations of my name on my credit report...	1	wemmington	283	‎02-15-2009 09:11 AM by HappyDays
Afni.......have not responded to me and I've been ...	9	Bella1980	834	‎02-15-2009 05:50 AM by CrimsonFury
Bank of America secure card	8	14sephora	963	‎02-15-2009 01:30 AM by 14sephora
how many??	5	jimc	426	‎02-14-2009 10:27 PM by RobertEG
NEED HELP IMPROVING SCORE.	1	bsbaby0704	171	‎02-14-2009 06:02 PM by RobertEG
Secure Credit Card? Rebuilding Credit?	1	BADave	154	‎02-14-2009 05:48 PM by RobertEG
Authorized User does it affect the card holder?	3	oneofayykind	312	‎02-14-2009 05:10 PM by RobertEG

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FICO and myFICO are registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Score Watch is a registered trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO scores and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.