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Fair Isaac and myFICO are not credit repair organizations or similarly regulated organizations governed by the federal Credit Repair Organizations Act or similar state laws. Fair Isaac and myFICO do not provide so-called "credit repair" services or advice or give assistance regarding "cleaning up" or "improving" your credit record, credit history, or credit rating. Before posting, please read FICO Forums Credit Repair Discussion Guidelines. By accessing and using this community you agree to the User Guidelines and Terms of Service.

Subject	Replies	Author	Views	Latest Post
I know this has been asked before, but...	3	Erica1	361	‎01-07-2009 05:50 PM by ByrdMan
Someone help me understand rules relating to HIPPA...	7	wildcat	403	‎01-07-2009 05:41 PM by ByrdMan
Need HELP! Do I DV right away or what do I do? [ 1 2 ]	11	bott6698	735	‎01-07-2009 05:26 PM by ByrdMan
steps to vacate judgment plaintiff agrees?? [ 1 2 ]	10	blueblueblue	1848	‎01-07-2009 05:00 PM by blueblueblue
DVs to AFNI	3	daisy245	391	‎01-07-2009 04:59 PM by demed
Help !!!! University Of Phoenix/berks	6	jeanjean	628	‎01-07-2009 01:43 PM by Ariel
Cap one and Nelson and Watson	5	AJ25	461	‎01-07-2009 01:18 PM by demed
Addresses for CRA's ?	3	Ariel	633	‎01-07-2009 01:03 PM by Ariel
How to remove a judgement in IL?	6	RedSox09	767	‎01-07-2009 12:36 PM by sidewinder
Account should have dropped off - I think - but di...	3	andytisk	449	‎01-07-2009 12:28 PM by andytisk
Tips for Raising my FICO	3	matt_spp	480	‎01-07-2009 12:23 PM by HappyDays
How to dispute account on CR that has no info	1	coerciondotde	320	‎01-07-2009 12:21 PM by sidewinder
Please help me figure out what to do next	6	mklar1836	508	‎01-07-2009 12:00 PM by ByrdMan
Got a credit alert today....	6	Laurenlou	616	‎01-07-2009 11:47 AM by fused
IC Systems wants my info????	5	miltfel1234	502	‎01-07-2009 11:27 AM by ByrdMan
Credit repairing-Removing paid collections or keep...	2	OaimeeO	342	‎01-07-2009 11:25 AM by ByrdMan
scandalous collection practices!	4	CreditDrama85	493	‎01-07-2009 10:12 AM by demed
"accurate" reporting and discrepencies between bur...	6	valley_man0505	482	‎01-07-2009 10:05 AM by demed
I see a account on my Experian CC that is not mine... [ 1 2 ]	12	strong_lady	622	‎01-07-2009 09:44 AM by llecs
Goodwill letter	4	Quarterchips	530	‎01-07-2009 09:32 AM by Wonderin
GW letter legality questions	2	Quarterchips	250	‎01-07-2009 09:24 AM by Wonderin
Exp up, TU down. Very confused!	6	Jovian	926	‎01-07-2009 08:31 AM by Jovian
Palisades Grrrrrrrr	6	daisy245	564	‎01-07-2009 08:24 AM by kay82
Is it a waiting game? Can I get above 700?	4	theNavigator	426	‎01-07-2009 08:04 AM by theNavigator
Payday Loans - Just wondering???	2	tiff	364	‎01-07-2009 08:01 AM by Wonderin
Wamu Derog problems	5	blooro	663	‎01-07-2009 07:50 AM by Wonderin
New Collection - Please Help!	3	tiff	686	‎01-07-2009 07:48 AM by tiff
How can I negotiate a PFD with a CA when you only ...	2	uncforest	363	‎01-07-2009 07:28 AM by Wonderin
Score jumped 19 points	2	anxiety-ridden	459	‎01-07-2009 07:27 AM by llecs
Verizon Landline HELP!	2	Harpo	506	‎01-07-2009 07:13 AM by llecs

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FICO and myFICO are registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Score Watch is a registered trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO scores and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.