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Fair Isaac and myFICO are not credit repair organizations or similarly regulated organizations governed by the federal Credit Repair Organizations Act or similar state laws. Fair Isaac and myFICO do not provide so-called "credit repair" services or advice or give assistance regarding "cleaning up" or "improving" your credit record, credit history, or credit rating. Before posting, please read FICO Forums Credit Repair Discussion Guidelines. By accessing and using this community you agree to the User Guidelines and Terms of Service.

Subject	Replies	Author	Views	Latest Post
Next steps? BK 8 years ago [ 1 2 ]	10	smokeyrabbit	209	‎03-28-2013 04:56 PM by DaBears
Help...Please. Cleaned up credit to now "NO" cred... [ 1 2 ]	18	BostonGirlNLA	501	‎03-28-2013 04:36 PM by DaBears
Successful GW with Nelnet Loan Services in less th... [ 1 2 3 4 ]	30	yyc	1929	‎03-28-2013 04:13 PM by AV8R007
Orchard/CapitalOne Card: What Should I Do ?	2	Oyiwaa	120	‎03-28-2013 04:05 PM by DaBears
Open IRS Tax Lien REMOVED! [ 1 2 3 ]	23	unlockmycreditchains	853	‎03-28-2013 03:38 PM by unlockmycreditchains
A continuous battle- need some strong guns on this...	1	Chanel3	102	‎03-28-2013 03:37 PM by RobertEG
Should I dispute with TransUnion? [ 1 2 ]	16	pipergirl71	282	‎03-28-2013 03:35 PM by guiness56
PFD or Pay and Re-Open?	6	unlockmycreditchains	944	‎03-28-2013 03:30 PM by unlockmycreditchains
How to get CO off on TU? [ 1 2 ]	11	schrute	320	‎03-28-2013 03:30 PM by guiness56
NCO Financial? Help.	1	StevenGG	83	‎03-28-2013 03:25 PM by RobertEG
garnishment	5	mec84	158	‎03-28-2013 02:57 PM by RobertEG
Paying OC, but CA is reporting..	9	cwwatts1202	166	‎03-28-2013 02:45 PM by RobertEG
AU help with getting deleted	6	Gkanthony	129	‎03-28-2013 02:16 PM by Gkanthony
Claim Filed With Government	5	koky	126	‎03-28-2013 02:05 PM by koky
T-Mobile BBB Complaint.	9	SLR72689	230	‎03-28-2013 01:30 PM by DaBears
Odd Issue with a 'missing' account	2	jbean1234	72	‎03-28-2013 12:56 PM by jbean1234
score went up 20 pts and going to 700 club :D	6	TrishN	275	‎03-28-2013 12:49 PM by koky
Does paying CA clear you with OC (T-mobile)? [ 1 2 ]	13	mspiggybank	340	‎03-28-2013 12:16 PM by SLR72689
question of court date and settling	2	kbl7td	83	‎03-28-2013 12:11 PM by RobertEG
My Progress so Far	4	rina_b	142	‎03-28-2013 12:08 PM by rina_b
Equifax deleted/updated 15 accounts	6	cglavan	472	‎03-28-2013 11:41 AM by chevyman
universal fidelity [ 1 2 3 ]	21	chevyman	142	‎03-28-2013 11:38 AM by chevyman
Went from perfect credit to terrible in a few mont...	3	chasing800	211	‎03-28-2013 11:30 AM by guiness56
I know creditkarma scores are crap, but.... [ 1 2 ]	13	txmomma26	337	‎03-28-2013 11:22 AM by tdrjustus3
Cox Collections/Credit Collection Services Victory...	5	shoppingsenior	220	‎03-28-2013 10:39 AM by dmbtay
Utilization percentage? Individual or Total?	4	flash2093	140	‎03-28-2013 10:23 AM by guiness56
equifax dispute	6	aviid	230	‎03-28-2013 09:47 AM by aviid
Walmart credit score?? [ 1 2 ]	11	cwwatts1202	267	‎03-28-2013 09:41 AM by Shogun
Should I wait on a secured credit card?	4	xecutech	133	‎03-28-2013 09:23 AM by HiLine
Equifax dispute. [ 1 2 ]	10	cwwatts1202	226	‎03-28-2013 09:22 AM by cwwatts1202

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FICO and myFICO are registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Score Watch is a registered trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO scores and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.