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Fair Isaac and myFICO are not credit repair organizations or similarly regulated organizations governed by the federal Credit Repair Organizations Act or similar state laws. Fair Isaac and myFICO do not provide so-called "credit repair" services or advice or give assistance regarding "cleaning up" or "improving" your credit record, credit history, or credit rating. Before posting, please read FICO Forums Credit Repair Discussion Guidelines. By accessing and using this community you agree to the User Guidelines and Terms of Service.

Subject	Replies	Author	Views	Latest Post
Is it worth getting this account removed?	4	baggy2	137	‎11-25-2013 04:39 PM by SunriseEarth
Credit Repair Progress - 3 Months in.	2	mrrichsin	179	‎11-25-2013 04:37 PM by SunriseEarth
Strange response to PFD letter	4	Trepierre	184	‎11-25-2013 04:27 PM by SunriseEarth
Should I get a few secured cards?	1	tallchick	96	‎11-25-2013 03:55 PM by guiness56
I don't know what to do, HELP!	5	bear812c	158	‎11-25-2013 02:29 PM by guiness56
Amex Green Card [ 1 2 ]	13	mattayy	543	‎11-25-2013 12:26 PM by sjt
The infamous "American Express Blacklist"... that ...	6	nobeing	574	‎11-25-2013 12:24 PM by sjt
Anyone have cap or come it success stories to shar...	3	SlinkyFan	149	‎11-25-2013 12:21 PM by 907grown
What Else Can I Do to Increase Scores?	3	Oyiwaa	231	‎11-25-2013 12:10 PM by ezdriver
DV letter question [ 1 2 3 4 5 6 7 8 9 10 » ]	116	Shellie	397	‎11-25-2013 11:40 AM by Shellie
1099-C and balance reporting issues! [ 1 2 ]	16	specialksauce	366	‎11-25-2013 11:37 AM by guiness56
Building TU and EQ scores	5	LabLady	157	‎11-25-2013 11:37 AM by LabLady
Improving Credit Score on Limited Budget	0	ladybug72	103	‎11-25-2013 10:26 AM by ladybug72
Suntrust Bank GW Disaster :(	4	newmomnewme	276	‎11-25-2013 09:05 AM by newmomnewme
Score is 533 right now need to get up to 650	5	spatel	300	‎11-25-2013 08:54 AM by guiness56
My sister is adding me as authorized user	6	Pineknot69	179	‎11-25-2013 08:32 AM by Pineknot69
Williams & Fudge (Crap!)	2	Repo-ed	124	‎11-25-2013 08:07 AM by Repo-ed
Amazon/Paypal CLI	0	AccountingGuy	87	‎11-25-2013 07:41 AM by AccountingGuy
PRA BBB complaint response [ 1 2 3 4 5 ]	49	fixmycred14	425	‎11-25-2013 07:36 AM by mousefai
Help with Bank of America	1	MackkD	105	‎11-25-2013 07:36 AM by RobertEG
Help Needed ! 108 pt drop!	5	Cynthia1123	377	‎11-25-2013 07:22 AM by Cynthia1123
mercantile adjustment bureau....any success?	0	mid83	55	‎11-25-2013 04:00 AM by mid83
Increasing my Score3	3	spatel	203	‎11-24-2013 11:33 PM by spatel
Where to go next?	4	mav7492	135	‎11-24-2013 10:12 PM by myjourney
Equifax Inquiries Confusion	7	Pupeitmeister	170	‎11-24-2013 09:15 PM by llecs
On collection accounts; is it better to pay in ful...	1	JTH86	153	‎11-24-2013 07:08 PM by RobertEG
EQ is FICO now? [ 1 2 ]	11	newmomnewme	422	‎11-24-2013 05:21 PM by guiness56
Working on all Negatives	2	lavencedora	145	‎11-24-2013 05:06 PM by lavencedora
Using your credit cards to rebuild your credit. (t...	4	fireguy01	326	‎11-24-2013 04:40 PM by nativenyer
New to the Community!	2	IAMKG	102	‎11-24-2013 03:22 PM by myjourney

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO^® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

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FICO and myFICO are registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Score Watch is a registered trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO scores and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.