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Fair Isaac and myFICO are not credit repair organizations or similarly regulated organizations governed by the federal Credit Repair Organizations Act or similar state laws. Fair Isaac and myFICO do not provide so-called "credit repair" services or advice or give assistance regarding "cleaning up" or "improving" your credit record, credit history, or credit rating. Before posting, please read FICO Forums Credit Repair Discussion Guidelines. By accessing and using this community you agree to the User Guidelines and Terms of Service.

Subject	Replies	Author	Views	Latest Post
THANKS MYFICO MEMBERS [ 1 2 ]	11	rmears1017	230	‎03-06-2013 09:11 AM by LIGHTNIN
HELP!! Need Advice!! Should I negotiate PFD with t...	2	mom2giselle	69	‎03-06-2013 09:01 AM by RobertEG
Another Midland Bites the Dust!	7	ficophobic	420	‎03-06-2013 08:56 AM by LIGHTNIN
Crappy way to start the morning. Thank you NCO	1	Mrzjbabii	84	‎03-06-2013 08:37 AM by guiness56
Judgement For $0.00? [ 1 2 3 ]	28	Crossdivided	322	‎03-06-2013 08:27 AM by guiness56
CREDIT COLL - can't find contacts, no info on repo...	3	simplicity	190	‎03-06-2013 08:10 AM by simplicity
Need Advice	4	barneyisme	137	‎03-06-2013 07:51 AM by guiness56
Moved: received a DISCOVER IT pre-approval letter...EXPER...	0	LIGHTNIN	52	‎03-06-2013 07:35 AM by LIGHTNIN
Inadequate response from FB for PFD	8	nada9188	179	‎03-06-2013 07:26 AM by tdrjustus3
Best Place to obtain/monitor credit score	1	jodie3134	106	‎03-06-2013 06:22 AM by DaBears
Opened account [ 1 2 ]	13	Deka	172	‎03-06-2013 05:35 AM by Shogun
Released Federal Tax Lien - Form 12277 Rejected!	8	trishdadish	2128	‎03-06-2013 04:41 AM by Shogun
Quizzle Score	6	Tink1o5	240	‎03-06-2013 04:37 AM by Shogun
Medical Debt only Baddy on Credit Report; Where fr...	1	zillimeter	106	‎03-06-2013 04:36 AM by sarkell
Medical collection removed	0	sarkell	88	‎03-06-2013 04:31 AM by sarkell
Great credit day...but need advice	5	deadbishop	159	‎03-05-2013 10:16 PM by deadbishop
Exactly how "bad" IS my charge-off situation...	7	sphinx313	259	‎03-05-2013 09:08 PM by Shogun
Refinance auto help or hurt? [ 1 2 ]	13	flinjami83	175	‎03-05-2013 08:45 PM by guiness56
Sallie Mae	5	jadeite788	190	‎03-05-2013 08:23 PM by ficophobic
CApitol 1 secured	5	from500to700	139	‎03-05-2013 08:23 PM by twall06
I C System, Inc. Removed	9	Cherriwyn	570	‎03-05-2013 08:22 PM by MikeDallas
Walmart CC approved, thank you Sphinx313 [ 1 2 ]	11	Yodia	325	‎03-05-2013 08:14 PM by Shogun
AFNI- BBB?	1	Target1212	78	‎03-05-2013 08:10 PM by Shogun
PR Not sure what this mean [ 1 2 ]	16	Nettieinva	253	‎03-05-2013 08:06 PM by Shogun
54 point jump ..Is this real???	5	Ralphes12	239	‎03-05-2013 07:50 PM by guiness56
Please help, so utterly confused. [ 1 2 ]	19	Rm1988	224	‎03-05-2013 07:36 PM by Rm1988
HSBC reporting "lost/stolen credit card".	1	SLR72689	85	‎03-05-2013 07:16 PM by guiness56
For ScoreWatch / myFICO	4	SLR72689	202	‎03-05-2013 06:57 PM by SLR72689
Question on cleaning up some incorrectly reported ...	5	fixingitohio	156	‎03-05-2013 06:24 PM by guiness56
Went from Poor to Fair	4	VirtualCuriosity	177	‎03-05-2013 06:14 PM by beanie7132

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO^® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

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FICO and myFICO are registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Score Watch is a registered trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO scores and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.