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Fair Isaac and myFICO are not credit repair organizations or similarly regulated organizations governed by the federal Credit Repair Organizations Act or similar state laws. Fair Isaac and myFICO do not provide so-called "credit repair" services or advice or give assistance regarding "cleaning up" or "improving" your credit record, credit history, or credit rating. Before posting, please read FICO Forums Credit Repair Discussion Guidelines. By accessing and using this community you agree to the User Guidelines and Terms of Service.

Subject	Replies	Author	Views	Latest Post
How to handle a CA that continues to increase amou...	3	JShidell	286	‎10-27-2008 10:55 PM by RobertEG
Incorrect Address - EX "verified"	5	upinflagstaff	289	‎10-27-2008 08:52 PM by cartercorp
look out, world, llecs is a mod! [ 1 2 ]	11	haulingthescoreup	1237	‎10-27-2008 08:06 PM by southernficoaddict
Moved: Last late payment @ 12 month mark	0	llecs	206	‎10-27-2008 08:03 PM by llecs
How Quickly Will My Score Improve?	4	deekay6	446	‎10-27-2008 07:45 PM by fused
OK what's going on	3	peeler1967	310	‎10-27-2008 07:04 PM by fused
piggybacking	2	reinsdad	402	‎10-27-2008 07:04 PM by AmyBoo
CA Deleted and then Re-assigned? [ 1 2 ]	10	cadavis0609	551	‎10-27-2008 06:55 PM by llecs
? regarding Motion to Vacate	3	tonsers	273	‎10-27-2008 05:23 PM by likewise
Trying to repair Credit..Please help!	1	xclusiva	282	‎10-27-2008 02:01 PM by llecs
DOES ANYONE KNOW THE MAILING ADDRESS TO DISPUTE WI...	4	tryin_to_make_it	402	‎10-27-2008 01:47 PM by Donks3369
hipaa - 2 debts reporting - one letter?	5	SEVENYEARSBADLUCK	374	‎10-27-2008 12:37 PM by Thunderseven
Paid/Past Due	3	slyhouse08	415	‎10-27-2008 12:32 PM by ByrdMan
rebuilding	1	priest680	296	‎10-27-2008 11:55 AM by llecs
Transunion validades wrong account!	0	tonsers	108	‎10-27-2008 11:17 AM by tonsers
UPDATED Bye-bye Baddies...It's been a long 7 yrs! [ 1 2 3 4 5 ]	45	UpUpUp	1414	‎10-27-2008 11:14 AM by UpUpUp
AMEX Charge-Offs and Credit Score Changes [ 1 2 ]	10	meganet3	790	‎10-27-2008 10:23 AM by meganet3
Any GW luck with Sears, Wells Fargo, & Chase NA??	1	Jomama	240	‎10-27-2008 09:26 AM by slyhouse08
Midland Trouble	4	mynewhouse	317	‎10-27-2008 07:43 AM by mynewhouse
PLease Help. Collection Agency removed on FRiday R...	4	bott6698	381	‎10-27-2008 07:25 AM by sidewinder
Jefferson Capital/Zenith Acquisition Issue...Pleas...	1	Sdenisew	370	‎10-27-2008 07:09 AM by sidewinder
Scored one for my Wife	3	hawkster	430	‎10-27-2008 06:38 AM by hawkster
Moved: fico scores	0	sidewinder	137	‎10-27-2008 04:16 AM by sidewinder
Moved: Do I need a store card?	0	sidewinder	139	‎10-26-2008 11:37 PM by sidewinder
Cap One question [ 1 2 ]	13	AutumnWind98	1209	‎10-26-2008 10:29 PM by Maryn
PG&E Collection from New Complex??	0	afijunkie	150	‎10-26-2008 10:06 PM by afijunkie
Cell phone bill reporting by TWO CA's	5	aquatic1	331	‎10-26-2008 08:31 PM by aquatic1
Collections PFD questions /	4	Sf49fan	542	‎10-26-2008 08:18 PM by demed
How should I handle this collection?	5	dvroberts81	338	‎10-26-2008 08:08 PM by demed
Settle or take Fixed Payments- or just default if ...	2	Dean407	280	‎10-26-2008 07:32 PM by Dean407

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FICO and myFICO are registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Score Watch is a registered trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO scores and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.