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Fair Isaac and myFICO are not credit repair organizations or similarly regulated organizations governed by the federal Credit Repair Organizations Act or similar state laws. Fair Isaac and myFICO do not provide so-called "credit repair" services or advice or give assistance regarding "cleaning up" or "improving" your credit record, credit history, or credit rating. Before posting, please read FICO Forums Credit Repair Discussion Guidelines. By accessing and using this community you agree to the User Guidelines and Terms of Service.

Subject	Replies	Author	Views	Latest Post
How fast will your score jump/paying off cc's	3	OneSpoiledRN	626	‎12-05-2008 04:20 PM by rmily
problem with CA, will not remove account	1	navywendy00	382	‎12-05-2008 12:21 PM by demed
Moved: Got a 99/500 from BOA!	0	llecs	261	‎12-05-2008 12:08 PM by llecs
My Fico score went Up!!!	1	fixingscore09	297	‎12-05-2008 12:00 PM by orky626
16+ more point in 2weeks after 41+ increase in NOV...	2	haapril	372	‎12-05-2008 11:47 AM by iamrayl
AMEX authorized user	2	RichieNY	387	‎12-05-2008 10:18 AM by RichieNY
Negative notes on my credit report	1	Geeman	397	‎12-05-2008 08:15 AM by sidewinder
I will start with one acct at a a time!	3	bubbles0605	280	‎12-05-2008 08:06 AM by sidewinder
sample ITS letter anyone?	4	bubbles0605	438	‎12-05-2008 06:21 AM by bubbles0605
Someone tell me WHY???	8	bubbles0605	581	‎12-05-2008 06:17 AM by bubbles0605
Moved: Understanding my current credit score, overnight c...	0	sidewinder	163	‎12-05-2008 06:12 AM by sidewinder
Bad debt/delinquency account that shows no delinqu...	3	pimp_my_ride	364	‎12-05-2008 05:25 AM by sidewinder
I need help....	6	LadyOneT	447	‎12-05-2008 05:11 AM by sidewinder
Would it be ok to do a GW letter through email?	3	scorpio1980	319	‎12-05-2008 12:22 AM by RobertEG
Moved to a different state	4	Nosferatu	264	‎12-04-2008 11:21 PM by Nosferatu
Confused	2	AHASS786	219	‎12-04-2008 09:32 PM by sidewinder
NCO GW Success!!	5	OonaMission	484	‎12-04-2008 08:14 PM by thotgal320
My FiCo is hurting my first home buying capability... [ 1 2 ]	12	BuildItUp	713	‎12-04-2008 07:15 PM by briandor
New 'round here....authorized user info?!	8	RichieNY	541	‎12-04-2008 07:08 PM by RichieNY
good will letters....someone..	4	RichieNY	452	‎12-04-2008 06:43 PM by RichieNY
Wife's Credit: rebuilt, but not enough for refi...	6	sirk98	503	‎12-04-2008 06:27 PM by sidewinder
no point increase after 3 med coll deleted	5	cantgetahead	386	‎12-04-2008 06:24 PM by sidewinder
HIPPA-huh: paid in full, medical bills still show...	2	raykat2008	239	‎12-04-2008 06:18 PM by raykat2008
Which state's SOL do I use.....	1	tabby	302	‎12-04-2008 03:37 PM by sidewinder
is this right?	5	mamasan	371	‎12-04-2008 03:22 PM by sidewinder
Charge offs????? Please help	6	mamasan	440	‎12-04-2008 02:40 PM by demed
Secured Card Charge Off ???	3	OonaMission	985	‎12-04-2008 01:19 PM by llecs
Need help! Engaged to a man with really bad credi... [ 1 2 ]	15	engagedlady	769	‎12-04-2008 12:49 PM by leeta
Looking for Credit boost advice before taking out ...	1	drp	244	‎12-04-2008 12:47 PM by sidewinder
Has anyone ever sent payment with a PFD request?	8	steve413	506	‎12-04-2008 12:40 PM by laz98

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FICO and myFICO are registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Score Watch is a registered trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO scores and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.