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Fair Isaac and myFICO are not credit repair organizations or similarly regulated organizations governed by the federal Credit Repair Organizations Act or similar state laws. Fair Isaac and myFICO do not provide so-called "credit repair" services or advice or give assistance regarding "cleaning up" or "improving" your credit record, credit history, or credit rating. Before posting, please read FICO Forums Credit Repair Discussion Guidelines. By accessing and using this community you agree to the User Guidelines and Terms of Service.

Subject	Replies	Author	Views	Latest Post
will not remove from my credit report even after i...	2	klasdad	351	‎09-17-2008 12:19 PM by Shnapple
Rebuilding credit / where to apply for credit	5	JustinTime	522	‎09-17-2008 12:18 PM by MsKiwi
HIPAA, How many letters ??	1	mk	235	‎09-17-2008 12:18 PM by fused
Messed Up again! %$#%^##&	6	PRILEY	484	‎09-17-2008 11:25 AM by UpUpUp
2 line items for 1 debt?	3	jt0000	338	‎09-17-2008 11:08 AM by llecs
CA posting SAME coll acct as different TYPE to CRA... [ 1 2 ]	12	jle4044	720	‎09-17-2008 08:12 AM by mymoney
WHO do I contact??	9	FICOMari	775	‎09-17-2008 07:34 AM by Wonderin
Ahhh help!! Midland credit management is killing ...	6	glamchick	448	‎09-17-2008 07:24 AM by llecs
Help Me rebuild my Credit!	1	Famos	274	‎09-17-2008 05:57 AM by Timothy
Sent a counter-offer to CA [ 1 2 ]	14	aquatic1	572	‎09-17-2008 05:48 AM by aquatic1
Had auto insurance with employer	2	JustinTime	232	‎09-17-2008 12:10 AM by RobertEG
Help - I screwed up the HIPAA process	3	likewise	309	‎09-16-2008 08:45 PM by likewise
600 across the board ... finally...	9	treski	548	‎09-16-2008 08:30 PM by treski
CA not using collection language	2	demed	286	‎09-16-2008 08:07 PM by demed
Fico went up..now what?	5	Breakthecycle22	572	‎09-16-2008 07:58 PM by Breakthecycle2
AFNI INC Old cingular account	2	JustinTime	356	‎09-16-2008 06:48 PM by llecs
Medical Collections	2	Badcreditguy	319	‎09-16-2008 06:31 PM by fused
Need to payoff $20k of CC debt fast	5	appstate	556	‎09-16-2008 06:25 PM by llecs
should a break payment arrangements or contiune? d...	1	jameelrose	270	‎09-16-2008 06:20 PM by llecs
GW Response from Chase today, Q inside	4	Sprinty2	421	‎09-16-2008 05:46 PM by llecs
Response from Helio regarding unauthorized inqui...	5	FICOMari	505	‎09-16-2008 05:39 PM by FICOMari
Moved: What's the average consumer credit score is in thi...	0	fused	200	‎09-16-2008 05:29 PM by fused
Prof Debt Mediation won't budge	2	lessons_learned	326	‎09-16-2008 04:53 PM by lessons_learned
Texas CA Help Needed	3	Pappy214	323	‎09-16-2008 03:03 PM by HappyDays
Capital One has CrAzY dates for DOFD - Help!!!	0	H2GirlyGirl	290	‎09-16-2008 02:54 PM by H2GirlyGirl
2 quick question for a newbie....Please!	2	hawkster	387	‎09-16-2008 02:38 PM by hawkster
Aaaaggh Experian!	5	upinflagstaff	414	‎09-16-2008 02:27 PM by upinflagstaff
Anyone have luck removing late payments with Ford ...	0	dkcredit	212	‎09-16-2008 01:18 PM by dkcredit
Medical Coll. ???? HELP !!!	6	mk	464	‎09-16-2008 01:14 PM by likewise
Chargeoff/Collection account with no lates	2	Mike14	419	‎09-16-2008 01:13 PM by Mike14

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FICO and myFICO are registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Score Watch is a registered trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO scores and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.