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Fair Isaac and myFICO are not credit repair organizations or similarly regulated organizations governed by the federal Credit Repair Organizations Act or similar state laws. Fair Isaac and myFICO do not provide so-called "credit repair" services or advice or give assistance regarding "cleaning up" or "improving" your credit record, credit history, or credit rating. Before posting, please read FICO Forums Credit Repair Discussion Guidelines. By accessing and using this community you agree to the User Guidelines and Terms of Service.

Subject	Replies	Author	Views	Latest Post
Best way to get a medical bill deleted from CR ??	3	OonaMission	1005	‎09-22-2008 09:45 PM by OonaMission
Score dropped over CA removal	4	mainemedic	358	‎09-22-2008 09:40 PM by llecs
how can i persuade??	0	love2golf	154	‎09-22-2008 06:09 PM by love2golf
Citi - waited 3 years, now reporting twice (once u...	0	Helena_313	135	‎09-22-2008 05:00 PM by Helena_313
Response from Northland Group over non-pp letter	2	mainemedic	377	‎09-22-2008 04:49 PM by cadavis0609
Score watch update received today, 40 pt drop :(	3	Sprinty2	497	‎09-22-2008 04:41 PM by cadavis0609
Need help old debt	1	oddcouple01	227	‎09-22-2008 04:28 PM by llecs
Starting Credit Life Over?????	1	ready2star	325	‎09-22-2008 04:18 PM by llecs
Re-aging? and what else????	0	GettingBetter66	167	‎09-22-2008 03:33 PM by GettingBetter66
Hippa i think	3	crazylady949	261	‎09-22-2008 03:33 PM by fused
HIPPA Letter (pre-hippa letters to CRAs)	1	Noneya	284	‎09-22-2008 03:11 PM by fused
120+ days past due on a student loan - 6 years ago	1	jessmess622	234	‎09-22-2008 02:16 PM by Miner
First Time PosTer ....I NEED HELP BAD!!!	5	jaynil	417	‎09-22-2008 01:53 PM by llecs
Help me understand DOLA/DOLP	4	Harpo	352	‎09-22-2008 01:46 PM by HappyDays
Need addresses - anyone ???	5	mk	401	‎09-22-2008 01:40 PM by mk
old debt	2	angelazhah	290	‎09-22-2008 01:06 PM by Miner
CCS - 1st Letter	2	Tons_of_Debt	398	‎09-22-2008 12:36 PM by Tons_of_Debt
Medical Collections...Update	2	Donks3369	340	‎09-22-2008 12:29 PM by HappyDays
OC investigation letter [ 1 2 ]	15	Veee	887	‎09-22-2008 11:45 AM by Veee
So Confused by TC Alerts	0	Optimistic08	146	‎09-22-2008 11:22 AM by Optimistic08
Has anyone had any luck with credit repair company...	5	racing99	285	‎09-22-2008 10:55 AM by Donks3369
Negotiating with CAs for Federal Student Loans [ 1 2 ]	16	Mike14	638	‎09-22-2008 10:22 AM by Mike14
Debt settlements and taxes	4	valley_man0505	320	‎09-22-2008 10:20 AM by upinflagstaff
Speaking of dishonest CAs...	9	laz98	644	‎09-22-2008 08:47 AM by laz98
Student Loan Duplicate Reporting	1	FutureMrsL	229	‎09-22-2008 07:35 AM by Tons_of_Debt
CA sent "Invoice"	4	Tons_of_Debt	488	‎09-22-2008 07:16 AM by cadavis0609
Question	6	JShidell	410	‎09-22-2008 07:11 AM by llecs
How should I respond to this DV response? [ 1 2 ]	10	valley_man0505	581	‎09-22-2008 06:32 AM by valley_man0505
Credit score wont move --stays between 642-647	7	msanyell	780	‎09-22-2008 02:34 AM by LilMirth
EVERY TIME SCORE GOES UP, SOMETHING HAPPENS	6	RUSTY101	571	‎09-21-2008 09:05 PM by cadavis0609

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FICO and myFICO are registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Score Watch is a registered trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO scores and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.