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Fair Isaac and myFICO are not credit repair organizations or similarly regulated organizations governed by the federal Credit Repair Organizations Act or similar state laws. Fair Isaac and myFICO do not provide so-called "credit repair" services or advice or give assistance regarding "cleaning up" or "improving" your credit record, credit history, or credit rating. Before posting, please read FICO Forums Credit Repair Discussion Guidelines. By accessing and using this community you agree to the User Guidelines and Terms of Service.

Subject	Replies	Author	Views	Latest Post
Please help my new family	8	IDFC	481	‎09-20-2008 05:20 PM by shawtycat
Do I have any chance of finding a store credit car... [ 1 2 ]	11	mxnuy1	692	‎09-20-2008 04:59 PM by mxnuy1
HELP!!!!	3	sweetncheesy	299	‎09-20-2008 04:53 PM by sweetncheesy
non pp letter returned undeliverable...what now	4	bearcat59	315	‎09-20-2008 04:14 PM by peeler1967
Tax Lien deleted from report	5	aquatic1	416	‎09-20-2008 02:13 PM by bearcat59
Hirshberg Hard Pulls?	3	kl	335	‎09-20-2008 01:10 PM by Timothy
a versizon mess	1	coonsanders	264	‎09-20-2008 09:56 AM by UNSTOPPABLE
next one - old Providian	1	likewise	931	‎09-20-2008 08:25 AM by aquatic1
GW help please!!!!	3	mkdata1	336	‎09-20-2008 06:20 AM by treski
urgent advice needed about jumping score	3	larissa	336	‎09-20-2008 05:53 AM by rmily
Should I DV a CA I paid already?	2	treski	309	‎09-20-2008 12:25 AM by treski
Credit Cards [ 1 2 ]	13	bsebal7	425	‎09-19-2008 11:26 PM by MsKiwi
Is it too early for a "happy dance"?	6	StillLearning	372	‎09-19-2008 08:51 PM by angelalala
NTL...who are these guys and why do they want $69 ...	4	jaysdad2k	458	‎09-19-2008 08:49 PM by jaysdad2k
Hard Pulls on Credit Report (EQ)	0	aquatic1	199	‎09-19-2008 08:04 PM by aquatic1
Midland reporting question	3	loriku	399	‎09-19-2008 08:04 PM by guiness56
SOL for a federal debt?	3	SecondWind	313	‎09-19-2008 06:40 PM by guiness56
Pre HIPPA Letter Question [ 1 2 ]	14	pbielenb	1349	‎09-19-2008 05:48 PM by MichiganMommy
GWing cap one	1	makeynik	251	‎09-19-2008 04:47 PM by Tons_of_Debt
GW Letter Help	0	Pappy214	163	‎09-19-2008 04:29 PM by Pappy214
Erroneous / Fraudulent Collection Account on my re... [ 1 2 ]	16	Marsaeus	793	‎09-19-2008 04:14 PM by HappyDays
Moved: Question for FICO Barry	0	Barry	187	‎09-19-2008 04:10 PM by Barry
Are agreements reached through email as binding as...	1	Mike14	331	‎09-19-2008 03:29 PM by HappyDays
Paid Collection	2	skimpy	370	‎09-19-2008 03:27 PM by HappyDays
JC PENNEY'S HELP PLEASE!	2	BIRDWRITER	382	‎09-19-2008 01:57 PM by BIRDWRITER
CA sent me an invoice [ 1 2 ]	12	mberry117	546	‎09-19-2008 01:55 PM by UpUpUp
How much increase for a year of perfection?	1	LittleCat	260	‎09-19-2008 12:41 PM by UpUpUp
Settlement offer via mail from CA	6	honeybunnygal	437	‎09-19-2008 12:40 PM by honeybunnygal
Increasing Score to 650-700, at 635	6	akaatlast	561	‎09-19-2008 11:21 AM by akaatlast
Bay Area Credit Service, LLC & Arrow Financial [ 1 2 ]	11	Harpo	1183	‎09-19-2008 11:18 AM by Harpo

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FICO and myFICO are registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Score Watch is a registered trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO scores and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.