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Fair Isaac and myFICO are not credit repair organizations or similarly regulated organizations governed by the federal Credit Repair Organizations Act or similar state laws. Fair Isaac and myFICO do not provide so-called "credit repair" services or advice or give assistance regarding "cleaning up" or "improving" your credit record, credit history, or credit rating. Before posting, please read FICO Forums Credit Repair Discussion Guidelines. By accessing and using this community you agree to the User Guidelines and Terms of Service.

Subject	Replies	Author	Views	Latest Post
Collection Question	8	Goodscore81	133	‎12-05-2013 10:29 AM by p-
Fico TU Quarterly Monitoring	2	SLR72689	99	‎12-05-2013 10:13 AM by Duncanrr
Cavalry Portfolio Paid Coll - GW email deletion i...	3	n0smirc	125	‎12-05-2013 10:12 AM by n0smirc
Open vs Closed BofA accounts on CR	5	sadiespapa	197	‎12-05-2013 10:04 AM by n0smirc
GE/Wal-Mart Card late payment	4	parkman	161	‎12-05-2013 09:41 AM by parkman
EQ FINALLY hits 674!	8	fishbjc	206	‎12-05-2013 09:24 AM by CWESTL
Help! Citibank. ): [ 1 2 ]	10	jbhems503	249	‎12-05-2013 08:36 AM by RobertEG
yesssss! IC Systems delete! [ 1 2 ]	11	Cynthia1123	230	‎12-05-2013 08:26 AM by Cynthia1123
OMG! Comenity [ 1 2 ]	18	fixmycred14	745	‎12-05-2013 08:08 AM by fixmycred14
PFD? Discover Card (OC) or CA- unsure what to do w...	3	MingleJill	87	‎12-05-2013 07:29 AM by DaBears
Card Payoff Advice	1	sterl1002	72	‎12-05-2013 07:05 AM by DaBears
Score went up 12 points to 650!	4	bigblue7722	162	‎12-05-2013 04:13 AM by alvon123
Should I bother with Fraud on my credit report can...	3	monieleazenby	117	‎12-05-2013 03:47 AM by monieleazenby
Status of Limitations Verses 7 years on your credi...	4	monieleazenby	158	‎12-05-2013 03:44 AM by monieleazenby
Our Journey Home: My Credit Repair Journal	2	OnOurWayHome	97	‎12-05-2013 01:32 AM by coldnmn
What does this mean?	4	e35	93	‎12-05-2013 12:37 AM by e35
90 Day Fraud Alert	1	BorisGeller	89	‎12-05-2013 12:19 AM by RobertEG
Rebuilding, had some questions	0	Newbie88	59	‎12-04-2013 11:37 PM by Newbie88
New guy here. I have a question on Secured Credit...	6	richardhare79	139	‎12-04-2013 08:25 PM by richardhare79
Receivables Performance Mgt	0	AggiePhoenix	55	‎12-04-2013 06:17 PM by AggiePhoenix
GE Capital Success! [ 1 2 3 ]	21	JohnPTEX	877	‎12-04-2013 05:35 PM by Matt6995
Question about medical supplies	0	Pineknot69	58	‎12-04-2013 05:05 PM by Pineknot69
Collection/ Credit Utilization	1	MackkD	88	‎12-04-2013 04:22 PM by RobertEG
Adverse Account Help!	3	Niki22	124	‎12-04-2013 03:40 PM by p-
Short term loans, paid off quickly. Does it help?	1	Blazesian	83	‎12-04-2013 03:27 PM by guiness56
First Time Builder Question	2	Startome	82	‎12-04-2013 03:23 PM by guiness56
Lauren's Credit Journey [ 1 2 3 ]	21	llauren321	886	‎12-04-2013 02:38 PM by llauren321
102 point increase!!! Thanks to everyone!	7	nativenyer	550	‎12-04-2013 02:24 PM by coldnmn
Love These Forums!!! Unique DELETED!!!	1	OnOurWayHome	97	‎12-04-2013 02:06 PM by coldnmn
ADVICE PLEASE ! unauth inquires 5 total :( [ 1 2 ]	10	homebound14	144	‎12-04-2013 12:21 PM by homebound14

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO^® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

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FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.