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Fair Isaac and myFICO are not credit repair organizations or similarly regulated organizations governed by the federal Credit Repair Organizations Act or similar state laws. Fair Isaac and myFICO do not provide so-called "credit repair" services or advice or give assistance regarding "cleaning up" or "improving" your credit record, credit history, or credit rating. Before posting, please read FICO Forums Credit Repair Discussion Guidelines. By accessing and using this community you agree to the User Guidelines and Terms of Service.

Subject	Replies	Author	Views	Latest Post
un authrized applied bank	5	jayrock24	155	‎02-24-2013 04:11 PM by jayrock24
Lost cause? [ 1 2 ]	15	2FixMyCredit	459	‎02-24-2013 03:50 PM by 2FixMyCredit
Rebuilding credit and buying home.	0	lj052003	129	‎02-24-2013 03:23 PM by lj052003
7yrs and counting	5	livingsober1	257	‎02-24-2013 03:22 PM by RobertEG
MIDLAND VICTORY [ 1 2 3 4 5 ]	41	jadorejessie	1715	‎02-24-2013 01:33 PM by dujaidecor
Need help getting score up..	6	Pastryprincessnails	331	‎02-24-2013 01:12 PM by guiness56
Regarding CC Statements...	2	Henchman21	87	‎02-24-2013 01:10 PM by guiness56
Medical Collection on CR, question..	1	Jon85	110	‎02-24-2013 11:48 AM by RobertEG
Any chance for early deletion of a bankruptcy?	3	sacramentosue	169	‎02-24-2013 11:41 AM by RobertEG
paying off collections. will my score rise?	1	Matisyahu	196	‎02-24-2013 11:20 AM by Bleety17
Credit utilization question	1	hautemama	97	‎02-24-2013 11:17 AM by Bleety17
Collector Violating FDCPA regarding Harassing Phon... [ 1 2 ]	10	PayYouNever	324	‎02-24-2013 10:11 AM by RobertEG
Fall off date [ 1 2 ]	10	jeremyd82	274	‎02-24-2013 08:37 AM by guiness56
FP has not responded to PFD	1	nada9188	120	‎02-24-2013 07:44 AM by guiness56
AAoA	8	credit3xhausted	315	‎02-24-2013 07:42 AM by Guyatthebeach
Online collections	4	kitty9779	141	‎02-24-2013 07:24 AM by DaBears
Judgement and Lien Satisfied/Released: Send Info ...	3	Oyiwaa	192	‎02-24-2013 07:05 AM by guiness56
Target GW DENIED!!!	2	alexhortdog	206	‎02-24-2013 06:29 AM by alexhortdog
66 point JUMP today! 657 to 723! [ 1 2 3 ]	24	750Hopeful	715	‎02-24-2013 06:22 AM by DaBears
Response to PFD request	1	nelsonjl22	159	‎02-24-2013 06:19 AM by rckstrscott
What to do about CA?	1	azgranny22	92	‎02-24-2013 03:52 AM by rckstrscott
Where Do I Begin :-( HELP	2	TMK318	124	‎02-24-2013 03:14 AM by TMK318
Just a HUMOROUS VS observation and a question... [ 1 2 ]	16	signguy17	275	‎02-24-2013 01:10 AM by starry1
Possible to get Credit One removed?	0	buskels	102	‎02-23-2013 10:31 PM by buskels
How much will FICO score rise when delinquencies f...	3	effpie508	417	‎02-23-2013 10:28 PM by loviedovie
disputed question	3	cqdealer711	121	‎02-23-2013 08:14 PM by guiness56
National Recovery Agency???	7	ficoforumbdd	276	‎02-23-2013 07:57 PM by DaBears
Whats holding back my score?	1	IWOL	228	‎02-23-2013 07:49 PM by Rain77
Can someone tell me who checks Experian Only in Lo...	4	LoveGoodCredit	196	‎02-23-2013 07:49 PM by DaBears
prime credit solutions	3	countryjoanie	146	‎02-23-2013 07:40 PM by Shogun

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO^® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

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FICO and myFICO are registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Score Watch is a registered trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO scores and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.