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Fair Isaac and myFICO are not credit repair organizations or similarly regulated organizations governed by the federal Credit Repair Organizations Act or similar state laws. Fair Isaac and myFICO do not provide so-called "credit repair" services or advice or give assistance regarding "cleaning up" or "improving" your credit record, credit history, or credit rating. Before posting, please read FICO Forums Credit Repair Discussion Guidelines. By accessing and using this community you agree to the User Guidelines and Terms of Service.

Subject	Replies	Author	Views	Latest Post
GW Advice regarding Zero Balance COs	9	lahtiji	194	‎02-20-2013 09:18 AM by lahtiji
Cap1 - Too Good to be True? [ 1 2 ]	12	buckley	745	‎02-20-2013 09:17 AM by buckley
BOA-Goodwill question	5	Nettieinva	202	‎02-20-2013 09:15 AM by TravisD
How much is too much credit * Sorry this may need ...	1	christinam77	109	‎02-20-2013 09:07 AM by guiness56
GW Bummer	2	toodles12	142	‎02-20-2013 08:46 AM by toodles12
any reliable credit repair firm ?	3	Ladies_man	471	‎02-20-2013 08:39 AM by christinam77
50% settlement offer	4	Hersheykiss	246	‎02-20-2013 08:27 AM by Hersheykiss
2 very old debts being reported by new CA as new??...	3	srpbd79	245	‎02-20-2013 08:24 AM by rckstrscott
Will CA Respond to Email or Snail Mail Only?	1	Hersheykiss	76	‎02-20-2013 08:19 AM by rckstrscott
Trying to fix things....I need HELP please	5	TxDaisy411	146	‎02-20-2013 08:17 AM by rckstrscott
Disheartened, and Ready for Change	3	onlyboys	127	‎02-20-2013 08:09 AM by rckstrscott
Any advice on where to go next with good will lett...	0	idonthaveaname	45	‎02-20-2013 07:41 AM by idonthaveaname
Help ME!	0	erlafontaine	64	‎02-20-2013 07:38 AM by erlafontaine
New here - score questions and disputing questions	5	beanie7132	156	‎02-20-2013 07:35 AM by rckstrscott
Success with ECMC?	1	kitty9779	103	‎02-20-2013 07:30 AM by Axa
Letter from HSBC	0	fishbjc	59	‎02-20-2013 07:12 AM by fishbjc
HSBC / CAP 1 GW Success!	0	manzanita	112	‎02-20-2013 07:11 AM by manzanita
NEWBIE - scared to even post	9	sierrapup	487	‎02-20-2013 07:09 AM by QAMngrGirl
Cap One Backdoors	1	Crossdivided	123	‎02-20-2013 06:46 AM by manzanita
one more GW letter, please critique	1	remethy	89	‎02-20-2013 06:05 AM by remethy
Announcement to creditors?	3	kitty9779	104	‎02-20-2013 05:58 AM by kitty9779
LVNV HELP	5	morax	148	‎02-20-2013 05:52 AM by rckstrscott
How long to see rise in FICO after dispute resolut...	2	effpie508	119	‎02-20-2013 05:44 AM by Shogun
Just Received Collections Agency Letter about Park...	7	Louisa	208	‎02-20-2013 05:43 AM by Shogun
GW question	1	tommyd1919	64	‎02-20-2013 05:26 AM by Crossdivided
Critique pls. [ 1 2 ]	11	jordanmedical	315	‎02-20-2013 05:00 AM by Crossdivided
Mercantile Adjustment Bureau & old bill from 2000	2	severine	98	‎02-20-2013 03:39 AM by severine
Capital One ..revolving account but charged off? n... [ 1 2 ]	12	Supafly535	328	‎02-20-2013 01:05 AM by RobertEG
What is the next step??	0	dodfire	47	‎02-20-2013 12:51 AM by dodfire
How Should I Handle This?	4	ktm214	145	‎02-20-2013 12:50 AM by RobertEG

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FICO and myFICO are registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Score Watch is a registered trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO scores and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.