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Fair Isaac and myFICO are not credit repair organizations or similarly regulated organizations governed by the federal Credit Repair Organizations Act or similar state laws. Fair Isaac and myFICO do not provide so-called "credit repair" services or advice or give assistance regarding "cleaning up" or "improving" your credit record, credit history, or credit rating. Before posting, please read FICO Forums Credit Repair Discussion Guidelines. By accessing and using this community you agree to the User Guidelines and Terms of Service.

Subject	Replies	Author	Views	Latest Post
Midland gone from 2 of 3 ! [ 1 2 ]	10	hendersj31	321	‎01-11-2013 02:23 PM by FLAJenn
Never received a single piece of paper from CA	1	ScottL	76	‎01-11-2013 01:57 PM by Shogun
Any Best Buy/Chase GW success stories out there?	8	winterinns	476	‎01-11-2013 01:46 PM by amazon217
Jefferson Capital Systems	2	CarlyK82	156	‎01-11-2013 01:30 PM by RobertEG
+17 on TU today +22 yesterday	6	fishbjc	248	‎01-11-2013 01:21 PM by Cadillac-XTS
Question re: PFD offer over the phone	7	westo12	297	‎01-11-2013 01:19 PM by westo12
My story to bad credit.	2	sweetiec4u2002	262	‎01-11-2013 12:59 PM by QueenofReinvention
how the hell do i get these deleted!!	6	ihatemyscore	414	‎01-11-2013 12:05 PM by ihatemyscore
Foreclosure falls off Feb 2013 [ 1 2 ]	19	Slab	259	‎01-11-2013 11:19 AM by annielorie
I beat LVNV [ 1 2 3 4 5 ]	41	timboray	1452	‎01-11-2013 10:57 AM by Shogun
Pissed off [ 1 2 3 ]	21	jadeite788	578	‎01-11-2013 10:54 AM by Shogun
Credit monitoring	6	Bigdaddy69	269	‎01-11-2013 10:47 AM by annielorie
Medicredit	6	Mishwatson	250	‎01-11-2013 10:44 AM by Mishwatson
Settlement Deal Approved Too Late & Charged Off - ...	3	mf91745	205	‎01-11-2013 10:27 AM by mf91745
Experian Credit Score?	8	maluba	442	‎01-11-2013 10:24 AM by Shogun
Writing a letter that mentions FDPCA & FCRA to hav...	5	improvent363	287	‎01-11-2013 10:07 AM by Jillxtine
To Call or Not To Call	3	ficophobic	197	‎01-11-2013 10:01 AM by Shogun
Is installment loan important if I have mortgage?	2	imandy	97	‎01-11-2013 09:58 AM by Shogun
New Collection Popped Up from 2006 ,,, Shogun or R...	8	fishbjc	249	‎01-11-2013 09:52 AM by Shogun
Journey to the 700 club	3	3piecechickendinner	167	‎01-11-2013 09:42 AM by sunshine24
HIPPA Process for getting a paid medical collectio...	3	kscb321	174	‎01-11-2013 09:20 AM by ktl72455
OLD PAID COLLECTIONS	6	jmack711	212	‎01-11-2013 08:30 AM by jmack711
GW Letters and Inquiries~~ Sallie Mae Student Loan...	2	mnosal9	169	‎01-11-2013 08:29 AM by mnosal9
120 days late	6	Flyswat	327	‎01-11-2013 08:19 AM by Flyswat
Inquiries	2	changeisvital	186	‎01-11-2013 07:35 AM by changeisvital
Will my Score Change	3	chemical360	155	‎01-11-2013 07:04 AM by chemical360
Puzzled????	4	jadeite788	173	‎01-11-2013 06:50 AM by jadeite788
G/W Deletion Granted	7	fishbjc	305	‎01-11-2013 03:01 AM by maluba
Should I wait or pull the credit card trigger?	9	nyqutie	546	‎01-11-2013 12:00 AM by annielorie
Over 100 point difference between scores...?	7	familyinND	252	‎01-10-2013 11:41 PM by annielorie

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO^® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

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FICO and myFICO are registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Score Watch is a registered trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO scores and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.