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Fair Isaac and myFICO are not credit repair organizations or similarly regulated organizations governed by the federal Credit Repair Organizations Act or similar state laws. Fair Isaac and myFICO do not provide so-called "credit repair" services or advice or give assistance regarding "cleaning up" or "improving" your credit record, credit history, or credit rating. Before posting, please read FICO Forums Credit Repair Discussion Guidelines. By accessing and using this community you agree to the User Guidelines and Terms of Service.

Subject	Replies	Author	Views	Latest Post
Why did you choose the cards you have?	0	jetsfan2013	56	‎01-06-2013 08:07 AM by jetsfan2013
How to get rid of charge off on TU? [ 1 2 3 4 ]	38	schrute	911	‎01-06-2013 08:03 AM by llecs
GAH!! Stellar Recovery....	7	electra	422	‎01-06-2013 07:27 AM by ktl72455
Advice about paid negative accts	4	livgrace	227	‎01-06-2013 05:32 AM by guiness56
1 successful PFD and one BBB removal.....how long ...	1	IWOL	153	‎01-06-2013 01:03 AM by maluba
Utilization question	1	IWOL	109	‎01-05-2013 11:50 PM by JM-AM
GW letter has turned to a dispute on my credit rep...	6	waltini	496	‎01-05-2013 11:13 PM by creditballer
Wondering about my real fico scores	4	smiths38	264	‎01-05-2013 11:00 PM by Mike_B03
Student loan?	3	TFD2HOUSE	168	‎01-05-2013 10:53 PM by pizzadude
Midland Deletes! [ 1 2 ]	11	Tempted2Pull	664	‎01-05-2013 10:16 PM by maluba
Equifax now at 652 [ 1 2 ]	10	UpmyscoreinFL	304	‎01-05-2013 09:00 PM by JM-AM
6pt Score bump	9	maluba	258	‎01-05-2013 07:21 PM by annielorie
GW to HSBC or Capital One?	3	bmblbg	111	‎01-05-2013 06:39 PM by bmblbg
credit scoring confusion...	2	elleng81	116	‎01-05-2013 02:04 PM by elleng81
When to dispute?	5	Brandi_t02	223	‎01-05-2013 01:35 PM by RobertEG
Motion to Vacate Paid Judgement [ 1 2 3 ]	23	gamegrrl	1250	‎01-05-2013 01:29 PM by ktl72455
How do I get resolved settlements off my credit? C...	6	syuri89	131	‎01-05-2013 01:17 PM by Shogun
scores went up?	6	pineappledaydreams	284	‎01-05-2013 12:31 PM by loviedovie
Possible Legal Action for Tae Kwan Do??	6	newhouse2013	162	‎01-05-2013 11:09 AM by Jutz
So which type of DV letter is the right choice?	5	_John_Doe	186	‎01-05-2013 10:22 AM by RobertEG
Help on next steps in rebuilding credit	3	kimbia	145	‎01-05-2013 09:42 AM by MovingForward_2012
Capital One Bank?	0	tempusfugit123	85	‎01-05-2013 09:37 AM by tempusfugit123
How many inquiries do you have??? [ 1 2 ]	16	Give_Me_Credit_Please	364	‎01-05-2013 09:25 AM by MovingForward_2012
3 days and 33 points! [ 1 2 ]	11	RazzleDazzle	496	‎01-05-2013 09:21 AM by RazzleDazzle
Disputing info and score lowers. [ 1 2 ]	12	mytime321	258	‎01-05-2013 08:27 AM by mytime321
GW Success w/ Patient First! GW from an OC ? OH Y...	4	NewbieReed	187	‎01-05-2013 08:22 AM by Epcot
MCM Contact	1	426MW	123	‎01-05-2013 07:38 AM by 426MW
See, I have this big, ugly judgment...	7	randeman	423	‎01-05-2013 07:35 AM by randeman
Pre-approvals after bk	6	Unique620	264	‎01-05-2013 06:58 AM by Unique620
Bank of America: Goodwill Lates or ReOpen Account	1	Oyiwaa	256	‎01-04-2013 09:31 PM by AndySoCal

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FICO and myFICO are registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Score Watch is a registered trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO scores and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.