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Fair Isaac and myFICO are not credit repair organizations or similarly regulated organizations governed by the federal Credit Repair Organizations Act or similar state laws. Fair Isaac and myFICO do not provide so-called "credit repair" services or advice or give assistance regarding "cleaning up" or "improving" your credit record, credit history, or credit rating. Before posting, please read FICO Forums Credit Repair Discussion Guidelines. By accessing and using this community you agree to the User Guidelines and Terms of Service.

Subject	Replies	Author	Views	Latest Post
DMP feedback?	3	printosaur	178	‎12-28-2012 10:59 AM by QAMngrGirl
Which collection to pay first	3	oatey25	186	‎12-28-2012 10:46 AM by RobertEG
Same account, two different creditors	2	Manny00	153	‎12-28-2012 10:40 AM by RobertEG
Ocwen bought my second mortgage after the foreclos...	7	Rocheblave	836	‎12-28-2012 10:01 AM by jandj80
I don't have a Transunion FICO score???	3	Siobhanmairead	196	‎12-28-2012 09:32 AM by pizzadude
?'s on Chase GW, USAA sec - next steps	0	BearOSO	122	‎12-28-2012 08:26 AM by BearOSO
EQ up 21, TU down 23, EX down 8 - Same info repor...	2	racer-x	163	‎12-28-2012 08:25 AM by racer-x
Secured credit card and IRS backup withholding que...	4	dmorey	220	‎12-28-2012 08:14 AM by MovingForward_2012
Discount Code for One Year...	0	fishbjc	135	‎12-28-2012 06:27 AM by fishbjc
Rebuilding my credit question...	2	NY_Beauty	170	‎12-28-2012 05:51 AM by phillyguy12
Transunion is killing me [ 1 2 ]	10	LoveGoodCredit	565	‎12-28-2012 03:32 AM by hoping2rebuild
Rebuilding 2013 iHateMyScore's Credit Journey..	0	ihatemyscore	135	‎12-27-2012 11:31 PM by ihatemyscore
Requesting copies of my CR file ... Has anyone eve...	2	Mishwatson	124	‎12-27-2012 10:10 PM by Shogun
Anyone have a Wells Fargo Secured credit card?	8	Give_Me_Credit_Please	872	‎12-27-2012 09:49 PM by Give_Me_Credit_Please
EOS GW Success!	3	jess10	95	‎12-27-2012 09:12 PM by minnie77
DV Question	1	ktm214	85	‎12-27-2012 09:10 PM by jandj80
Negative Account Reporting on Just ONE Credit Repo...	2	Geppy	135	‎12-27-2012 09:00 PM by Geppy
MyFico TU report differs from TransUnion.com	0	Mike_B03	172	‎12-27-2012 08:25 PM by Mike_B03
New Rebuild Journal Xwill04 [ 1 2 3 4 5 ]	44	xwill04	1098	‎12-27-2012 08:14 PM by xwill04
lvnv updating dispute	1	crapandgarbage	117	‎12-27-2012 07:19 PM by llecs
Macy's/Bloomingdale's GW Contact Info?	5	ccb2115	295	‎12-27-2012 07:00 PM by minnie77
Any experience with stellar collections agency?	2	space10	138	‎12-27-2012 05:49 PM by space10
Best Way to Approach Hunter Warfield?	8	AprilShowers4	1020	‎12-27-2012 05:49 PM by versaille123
Utilization, Take 2	2	vegasjo	137	‎12-27-2012 05:17 PM by vegasjo
Goodbye Capital One	4	ficojoe	400	‎12-27-2012 04:30 PM by jetsfan2013
Remove Medical Collection	2	cdcd87	240	‎12-27-2012 04:05 PM by ktl72455
GRRRR AFNI / AFFILIATED GROUP / ACS COLL.	2	WhatzUrPlan	334	‎12-27-2012 03:30 PM by ONEPICKYONE
PFD refused by Credit Collection Services [ 1 2 ]	12	Mh2011	671	‎12-27-2012 03:05 PM by fairclok
Portfolio Recovery - Any Contact Info?	0	ONEPICKYONE	61	‎12-27-2012 03:05 PM by ONEPICKYONE
National Recovery - Any Contact info?	0	ONEPICKYONE	51	‎12-27-2012 03:02 PM by ONEPICKYONE

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO^® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

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FICO and myFICO are registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Score Watch is a registered trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO scores and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.