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Fair Isaac and myFICO are not credit repair organizations or similarly regulated organizations governed by the federal Credit Repair Organizations Act or similar state laws. Fair Isaac and myFICO do not provide so-called "credit repair" services or advice or give assistance regarding "cleaning up" or "improving" your credit record, credit history, or credit rating. Before posting, please read FICO Forums Credit Repair Discussion Guidelines. By accessing and using this community you agree to the User Guidelines and Terms of Service.

Subject	Replies	Author	Views	Latest Post
Rebuilding my credit	6	dallas06	384	‎04-25-2013 03:03 PM by ando35
contact info	2	rose214	83	‎04-25-2013 02:26 PM by lae_lae
SO HAPPY!!!	3	shaun2009	166	‎04-25-2013 02:20 PM by myjourney
So much focus on the score	4	ando35	170	‎04-25-2013 01:54 PM by kjel
Starting my journey....	3	germese1975	166	‎04-25-2013 01:31 PM by germese1975
CA reporting 120 + days late.	1	SLR72689	85	‎04-25-2013 01:19 PM by guiness56
AT&T Uverse Contact?	0	aurelie00	45	‎04-25-2013 01:07 PM by aurelie00
What to do about Charge-offs?	1	blitz	124	‎04-25-2013 12:56 PM by myjourney
Where do I go from here?	9	cgardnervt	312	‎04-25-2013 11:42 AM by ando35
Help With CAs: Any Luck With These Creditors?	5	NYC_SAV	203	‎04-25-2013 11:40 AM by NYC_SAV
NYS Paid tax lien.. how to remove? [ 1 2 3 ]	20	Supafly535	4362	‎04-25-2013 11:36 AM by ando35
My 30 day rollercoaster FICO ride.	3	blk8	174	‎04-25-2013 11:34 AM by MonkeyBelly
Dispute process with CRA [ 1 2 ]	11	Bell536	198	‎04-25-2013 11:32 AM by Bell536
Charge-off/collection account	4	thefisher5	148	‎04-25-2013 11:29 AM by thefisher5
Utilization Question	5	aurelie00	157	‎04-25-2013 11:22 AM by aurelie00
Moved: AMEX AM IN!!!!!	0	llecs	62	‎04-25-2013 11:13 AM by llecs
May the odds be ever in your favor	7	MonkeyBelly	289	‎04-25-2013 10:43 AM by MonkeyBelly
Omgggggggg wooohoooo [ 1 2 ]	12	Pastryprincessnails	395	‎04-25-2013 10:33 AM by myjourney
Getting better...	4	hausfrau	197	‎04-25-2013 10:30 AM by myjourney
Capital One Credit Limit increase	1	DonMzBhavin	129	‎04-25-2013 10:24 AM by myjourney
no good deed goes unpunished apparently	3	katiecakes	161	‎04-25-2013 10:03 AM by guiness56
Trying to 'wrap' my brain around this!	2	fishbjc	118	‎04-25-2013 10:00 AM by Cheryla18
ScoreWatch rocks!	2	YMLDC09	136	‎04-25-2013 08:24 AM by YMLDC09
A pretty decent year for myself!!	7	fishbjc	228	‎04-25-2013 08:21 AM by lae_lae
Foreclosure Reporting Status	1	dodfire	107	‎04-25-2013 08:06 AM by llecs
Lvnv Lending Dispute	1	jsnlwrnc	101	‎04-25-2013 08:01 AM by llecs
No card options... FRUSTRATED! [ 1 2 3 ]	28	reno55	593	‎04-25-2013 07:56 AM by reno55
ScoreWatch Alert at midnight! Heart skipped a beat...	2	Mike_B03	192	‎04-25-2013 07:36 AM by Mike_B03
Newbie Settling Debt Here	6	BlackedOut08r1	209	‎04-25-2013 06:27 AM by BlackedOut08r1
Successful PFD w/Asset Acceptance? [ 1 2 3 4 ]	34	palmbeachwife	2670	‎04-25-2013 06:12 AM by CashOnDelivery

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO^® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

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FICO and myFICO are registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Score Watch is a registered trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO scores and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.