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Fair Isaac and myFICO are not credit repair organizations or similarly regulated organizations governed by the federal Credit Repair Organizations Act or similar state laws. Fair Isaac and myFICO do not provide so-called "credit repair" services or advice or give assistance regarding "cleaning up" or "improving" your credit record, credit history, or credit rating. Before posting, please read FICO Forums Credit Repair Discussion Guidelines. By accessing and using this community you agree to the User Guidelines and Terms of Service.

Subject	Replies	Author	Views	Latest Post
A little help.. DoLA... Reporting Timelines... ...	3	MindKntrl	93	‎04-23-2013 01:36 PM by guiness56
i had late payments removed!!!	8	buckeye777	542	‎04-23-2013 01:20 PM by coreyromero35
Cavalry Portfolio Services Help	8	ZKM	251	‎04-23-2013 01:18 PM by ZKM
How to figure out what TransUnion is calling "late...	1	shogrl	93	‎04-23-2013 12:43 PM by MonkeyBelly
Capital One	1	FicoJordan	109	‎04-23-2013 12:18 PM by shaun2009
so close...next steps?	0	tirado126	61	‎04-23-2013 12:03 PM by tirado126
Capital One Error on Report... best action to take	2	slb12330	97	‎04-23-2013 11:58 AM by Mondavi
Debt after IIB	4	Deltadog03	79	‎04-23-2013 11:05 AM by Deltadog03
Midland happy ending!!! [ 1 2 3 4 ]	39	Julesny	1535	‎04-23-2013 11:00 AM by QueenBeeOC
New Secured Card. Please give me tips to manage	3	bcrawl	144	‎04-23-2013 10:56 AM by bcrawl
Moved: I just got $12k worth of debt dropped on me..... w...	0	LIGHTNIN	16	‎04-23-2013 10:41 AM by LIGHTNIN
hippa	5	erin58543	298	‎04-23-2013 10:02 AM by llecs
Pay For Delete - Time taken to update Experian [ 1 2 ]	10	Ankurg0929	441	‎04-23-2013 09:28 AM by icloud2525
CapOne Secured Card - 2 Questions [ 1 2 ]	12	mripguru	199	‎04-23-2013 09:22 AM by YMLDC09
Federal Tax Lien removed!!!! [ 1 2 ]	12	Pastryprincessnails	365	‎04-23-2013 08:27 AM by kroberts67
Credit Monitoring Service with DAILY pulls? [ 1 2 3 4 5 6 7 ]	62	SLR72689	1219	‎04-23-2013 07:54 AM by lae_lae
TransUnion Credit Monitoring	2	SLR72689	119	‎04-23-2013 07:53 AM by SLR72689
Portfolio Recovery Associates settlement for BK ac...	1	Ravensfan2001	83	‎04-23-2013 07:39 AM by DaBears
NCO Shows some love	1	rigger09	92	‎04-23-2013 07:30 AM by lae_lae
After several letters I'm finally seeing the light	5	josie	193	‎04-23-2013 07:29 AM by lae_lae
LabCorp collection	0	Ravensfan2001	60	‎04-23-2013 06:57 AM by Ravensfan2001
Sallie Mae - GW Late removal help [ 1 2 ]	10	denver133	380	‎04-23-2013 06:40 AM by bahbahd
Very Old tax lien	2	Kathy4NU	122	‎04-23-2013 06:27 AM by Kathy4NU
Debt Re-aging...how do I fix this???	3	randyn	104	‎04-23-2013 06:12 AM by DaBears
Asset Acceptance's Response to my BBB Complaint - ...	7	palmbeachwife	3206	‎04-23-2013 06:07 AM by admise78
Berks Deleted!!!	2	bargerms	72	‎04-23-2013 06:06 AM by Ravensfan2001
I need your advice...Where do i go from here	6	propertyvirgins	269	‎04-23-2013 03:24 AM by TimeToRecover
Need Help idea's on rebuilding credit ....PLEASE	4	luckyhinnys	222	‎04-23-2013 12:36 AM by Questfor850
alerts for something already on report?	5	liesierre	154	‎04-22-2013 11:23 PM by liesierre
Wanna make sure I'm doing this right	2	750orbust	101	‎04-22-2013 09:56 PM by soILseminole

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FICO and myFICO are registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Score Watch is a registered trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO scores and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.