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Fair Isaac and myFICO are not credit repair organizations or similarly regulated organizations governed by the federal Credit Repair Organizations Act or similar state laws. Fair Isaac and myFICO do not provide so-called "credit repair" services or advice or give assistance regarding "cleaning up" or "improving" your credit record, credit history, or credit rating. Before posting, please read FICO Forums Credit Repair Discussion Guidelines. By accessing and using this community you agree to the User Guidelines and Terms of Service.

Subject	Replies	Author	Views	Latest Post
Was this a FICO or a FAKO? (Help, give me good new...	4	Familywantsahouse	134	‎03-27-2012 01:33 PM by pizzadude
Paid off a closed account, now showing as paid in ...	6	spydermary	344	‎03-27-2012 01:18 PM by somotao
Weird Reporting Help!	2	JohnPTEX	115	‎03-27-2012 12:14 PM by JohnPTEX
Question on how to manage balances for best scorin...	1	raggamuffin	94	‎03-27-2012 10:45 AM by MarineVietVet
How long is "New Credit" considered new credit?	8	heatherterranova	392	‎03-27-2012 10:43 AM by MarineVietVet
Can't annualcreditreport.com, how can I get real C...	1	doinit	139	‎03-27-2012 10:36 AM by pizzadude
Moved: Walmart Credit Score	0	MarineVietVet	72	‎03-27-2012 09:48 AM by MarineVietVet
Stupid question	3	dodgeball	129	‎03-27-2012 08:08 AM by pizzadude
LVNV Funding?	2	Yoli14	182	‎03-27-2012 06:16 AM by Yoli14
too many inquires	3	pauly73	253	‎03-27-2012 05:51 AM by jimbo831
Time Warner - CMI	2	Freefall	119	‎03-27-2012 05:45 AM by Freefall
HSBC inquiry help!	2	Itsrx1	121	‎03-27-2012 05:12 AM by jimbo831
Accounts in good standing?? Confused [ 1 2 ]	11	deeka14	382	‎03-27-2012 02:55 AM by RobertEG
Can 7 years really be 'started over' [ 1 2 ]	10	deeka14	414	‎03-27-2012 02:12 AM by dodgeball
child support question [ 1 2 ]	11	rootpooty	342	‎03-27-2012 12:58 AM by rootpooty
should i do a secured loan?	7	rootpooty	351	‎03-27-2012 12:49 AM by rootpooty
usaa fakos	5	pauly73	265	‎03-26-2012 09:31 PM by ctb89
Moved: AMEX ZYNC	0	MarineVietVet	62	‎03-26-2012 07:57 PM by MarineVietVet
advice needed Central Financial Control	7	FreeofDebt	433	‎03-26-2012 07:54 PM by jimbo831
Next Steps at a Road Block	4	turts14	173	‎03-26-2012 06:59 PM by turts14
Do dv letters put dispute remarks on your credit r...	5	UpmyscoreinFL	269	‎03-26-2012 06:56 PM by jimbo831
STUPID UNIQUE MANAGEMENT SERVICES	2	Booner72	132	‎03-26-2012 06:47 PM by jimbo831
How to handle older collection	8	willgreen	287	‎03-26-2012 06:21 PM by LIGHTNIN
Critique My Pre-suit Demand Letter Please?	3	jimbo831	223	‎03-26-2012 06:14 PM by jimbo831
Credit is better, but I have a million inquiries!	4	Ratfink123	224	‎03-26-2012 06:10 PM by drkaje
Higher Credit Score.... [ 1 2 ]	12	toadie69	366	‎03-26-2012 05:51 PM by marty56
Credit Control Services Info	0	labsxtwo	42	‎03-26-2012 05:49 PM by labsxtwo
Need some advice	2	hrlm4life	100	‎03-26-2012 05:01 PM by LIGHTNIN
MCM and First Bank of Delware [ 1 2 3 ]	23	labsxtwo	518	‎03-26-2012 03:03 PM by labsxtwo
Late Payment, One Month Ago?	7	Adalen	417	‎03-26-2012 02:39 PM by RobertEG

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FICO and myFICO are registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Score Watch is a registered trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO scores and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.