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Fair Isaac and myFICO are not credit repair organizations or similarly regulated organizations governed by the federal Credit Repair Organizations Act or similar state laws. Fair Isaac and myFICO do not provide so-called "credit repair" services or advice or give assistance regarding "cleaning up" or "improving" your credit record, credit history, or credit rating. Before posting, please read FICO Forums Credit Repair Discussion Guidelines. By accessing and using this community you agree to the User Guidelines and Terms of Service.

Subject	Replies	Author	Views	Latest Post
LVNV Email Contact Anyone????	1	kpresod	108	‎02-17-2012 07:34 PM by LIGHTNIN
US Dept of Veterans Affairs Help	1	Stiltzy	173	‎02-17-2012 06:43 PM by LIGHTNIN
NEED SOME HELP UDERSTANDING BEING A AU	3	Joecooltech	126	‎02-17-2012 06:11 PM by cassembler
Two Accounts- Not Mine	3	TopperGuy	133	‎02-17-2012 05:23 PM by jimbo831
Terrible Credit - Need Help ASAP!!	3	CM7887	298	‎02-17-2012 04:27 PM by jimbo831
HSBC/Orchard Bank	5	jocleveland	313	‎02-17-2012 04:10 PM by jocleveland
Capital One Dropoff/PFD? Closed balance reporting ...	8	zullyquirke	486	‎02-17-2012 03:27 PM by MarineVietVet
Portfolio Recovery Scumbags	4	valley_man0505	408	‎02-17-2012 03:16 PM by notyou
Frustrated--Credit Bureau's!!	7	suebee123	284	‎02-17-2012 03:01 PM by suebee123
Just getting started on myFICO, Need Assistance	3	ckcchill4	128	‎02-17-2012 02:59 PM by RobertEG
I PFD'd a CA but what do I do about the OC on my r...	1	stella310	100	‎02-17-2012 02:08 PM by RobertEG
Where to start to repair.	6	hokie9	271	‎02-17-2012 12:39 PM by llecs
Complicated--How to handle husband's forthcoming b... [ 1 2 ]	10	queenbee66	268	‎02-17-2012 12:31 PM by queenbee66
Decrease util- how many points?	5	samy2576	232	‎02-17-2012 11:56 AM by samy2576
Wow midland haha [ 1 2 ]	10	FairCredBen	370	‎02-17-2012 11:30 AM by labsxtwo
Honda not working with me	6	sunday	206	‎02-17-2012 11:21 AM by sunday
Batter Up - What's next? [ 1 2 ]	17	FrugalRican	309	‎02-17-2012 11:21 AM by FrugalRican
Charge Off Advice	6	Rick2219	247	‎02-17-2012 11:07 AM by jimbo831
Midland reaged?	7	tammyjk	363	‎02-17-2012 11:00 AM by tammyjk
MCM.... [ 1 2 ]	13	afbar1114	319	‎02-17-2012 10:54 AM by afbar1114
First Premier wants to give e another card.	6	Strike	226	‎02-17-2012 10:35 AM by jimbo831
Score Increase from Lowering Util [ 1 2 ]	18	jimbo831	476	‎02-17-2012 10:08 AM by namvet
No response from CA to DV in Texas	1	JustJen	132	‎02-17-2012 09:58 AM by MarineVietVet
Please help...haven't forclosed 3.5 years later	4	carefer	216	‎02-17-2012 09:56 AM by llecs
Why does everyone else get approved? [ 1 2 3 ]	27	bruiseviolet	605	‎02-17-2012 09:51 AM by labsxtwo
Collection agency name incorrect	2	atarvuzdar	123	‎02-17-2012 09:40 AM by llecs
Inquries	2	resh0201	103	‎02-17-2012 09:36 AM by namvet
Frustrated with the black cloud of bad credit	1	getmycreditright	98	‎02-17-2012 09:08 AM by currentlywinning
Rebuilding help!!! Anyone please need for job [ 1 2 ]	11	Joecooltech	254	‎02-17-2012 08:57 AM by Joecooltech
Good News followed by more good news!!! [ 1 2 ]	14	brandon54	394	‎02-17-2012 08:40 AM by FrugalRican

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO^® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

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FICO and myFICO are registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Score Watch is a registered trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO scores and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.