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Fair Isaac and myFICO are not credit repair organizations or similarly regulated organizations governed by the federal Credit Repair Organizations Act or similar state laws. Fair Isaac and myFICO do not provide so-called "credit repair" services or advice or give assistance regarding "cleaning up" or "improving" your credit record, credit history, or credit rating. Before posting, please read FICO Forums Credit Repair Discussion Guidelines. By accessing and using this community you agree to the User Guidelines and Terms of Service.

Subject	Replies	Author	Views	Latest Post
70 Points Increase!!! [ 1 2 ]	10	Miguelanski	1111	‎01-09-2012 05:57 AM by FairCredBen
Sent PFD letters now what?	2	BigA	123	‎01-08-2012 09:48 PM by sirgringo
Moved: Old Positive accounts	0	MarineVietVet	39	‎01-08-2012 08:56 PM by MarineVietVet
Credit Score While In Dispute	5	jjsten	214	‎01-08-2012 08:08 PM by MarineVietVet
Just paid charge off and I am confused on my next ...	8	kal0824	296	‎01-08-2012 07:53 PM by -Cain-
To pay or not to pay, the great debate. Help!	8	jeremy9876	273	‎01-08-2012 06:42 PM by guiness56
Allied INT	5	dalasdon	132	‎01-08-2012 05:03 PM by -Cain-
Paying on a charge off?	1	bflem55	102	‎01-08-2012 04:57 PM by RobertEG
Credit report question....	3	sirgringo	147	‎01-08-2012 04:50 PM by RobertEG
Paid off collection accounts	6	jeremy9876	240	‎01-08-2012 04:28 PM by RobertEG
Capital One old paid charge off recently re-posted...	2	AustinGood	203	‎01-08-2012 04:07 PM by RobertEG
New To This Forum Hoping I can Make A Change	4	bflem55	180	‎01-08-2012 03:56 PM by bflem55
Please critique my PFD letter :)	6	dreamingofahome	456	‎01-08-2012 03:01 PM by dreamingofahome
Redeemed reposession question	8	MarcoMP3	315	‎01-08-2012 12:17 PM by MarcoMP3
Bloomingdales Help Please	1	ccb2115	79	‎01-08-2012 11:42 AM by guiness56
Need score to buy a house.	3	WIscorewatcher	269	‎01-08-2012 08:24 AM by Booner72
Library Collection - $40.00 PFD Question [ 1 2 3 ]	22	KurtisFish36	298	‎01-08-2012 07:57 AM by Booner72
Hello! New to MyFico and want to rebuild credit to...	4	stella_bean	212	‎01-08-2012 01:11 AM by thankfulheart
One debt two CAs / please help on best way to tack...	2	chevychase	89	‎01-07-2012 07:35 PM by chevychase
Moved: Best Site to get Experian Score	0	MarineVietVet	65	‎01-07-2012 06:30 PM by MarineVietVet
Isn't this a violation?	9	JustJen	268	‎01-07-2012 05:38 PM by guiness56
Credit Unions are GREAT!!	3	Gooey	331	‎01-07-2012 04:43 PM by Gooey
30-60, plus 90-120-150?	2	thankfulheart	161	‎01-07-2012 02:49 PM by MarineVietVet
I just don't know what to do next...	3	mystikgarden	164	‎01-07-2012 02:36 PM by MarineVietVet
First real post, need help with odd situation with...	8	snake1212	243	‎01-07-2012 11:39 AM by IOBA
Discharged Ch 7 Mortgage still being reported.	1	The5guy	105	‎01-07-2012 11:34 AM by IOBA
New guy on board....	5	sirgringo	151	‎01-07-2012 09:41 AM by sirgringo
Charge Off Question	1	JBjunior	120	‎01-07-2012 06:29 AM by JBjunior
GW Judgement?	7	Chrisla2077	244	‎01-06-2012 10:25 PM by Chrisla2077
New Collection Account LVNV	7	jjsten	256	‎01-06-2012 07:28 PM by MarineVietVet

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FICO and myFICO are registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Score Watch is a registered trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO scores and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.