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Fair Isaac and myFICO are not credit repair organizations or similarly regulated organizations governed by the federal Credit Repair Organizations Act or similar state laws. Fair Isaac and myFICO do not provide so-called "credit repair" services or advice or give assistance regarding "cleaning up" or "improving" your credit record, credit history, or credit rating. Before posting, please read FICO Forums Credit Repair Discussion Guidelines. By accessing and using this community you agree to the User Guidelines and Terms of Service.

Subject	Replies	Author	Views	Latest Post
Should I pay them?	1	Lthomas356	100	‎10-26-2011 09:03 AM by llecs
How does one charge off deletion impact score when...	1	Ortz33__	188	‎10-26-2011 07:21 AM by llecs
Toyota Motor Leasing - Lates verified - where do I...	2	esmer0924	227	‎10-26-2011 07:12 AM by llecs
Big Issue with TU over Pinnacle CS & Verizon Wirel...	1	MontanaGal	156	‎10-26-2011 07:01 AM by llecs
30 Day Late Dillema	3	MarcinXP	209	‎10-25-2011 08:15 PM by jasimae
Paid state tax lien, Experian said no-go, what nex...	1	thankfulheart	273	‎10-25-2011 08:11 PM by jasimae
So Depressed...Looking for Help in Re-Establishing...	6	amfetamyne	587	‎10-25-2011 07:40 PM by Booner72
Moved: Is Equifax score different than my fico-equifax sc...	0	MarineVietVet	84	‎10-25-2011 07:39 PM by MarineVietVet
Experian - FAC/NAB - Deleted as of today!	4	esmer0924	807	‎10-25-2011 07:37 PM by esmer0924
SOL timeframe/ DOLA	2	hookematx	176	‎10-25-2011 07:31 PM by hookematx
Credit dispute question	2	Abcmom22	123	‎10-25-2011 06:42 PM by Abcmom22
Where to send inquries dispute	7	pastnow123	244	‎10-25-2011 04:40 PM by RobertEG
Points gain after 30 days late.	1	TLx	287	‎10-25-2011 01:22 PM by MarineVietVet
30days late lost point	2	TLx	201	‎10-25-2011 01:19 PM by MarineVietVet
I would like to know from personal experience-Rebu... [ 1 2 ]	11	Bri89	316	‎10-25-2011 12:42 PM by Bri89
Is this legal??????	1	brentlamb6708	141	‎10-25-2011 12:05 PM by pizzadude
Question about goodwill letters	0	islefan39	116	‎10-25-2011 11:01 AM by islefan39
Credit I applied for after BK and my results	1	stanggt03	287	‎10-25-2011 10:32 AM by Lil_Me
Negative Credit items paid but still showing on Re...	1	Oakley	150	‎10-25-2011 10:21 AM by Guava
Disputed with Credit bureaus and the amount change...	1	Abcmom22	143	‎10-25-2011 06:10 AM by bruiseviolet
MCM collection	1	Tucker43	156	‎10-25-2011 06:08 AM by bruiseviolet
So, I messed up my credit, read through the boards...	2	alexnlately	2584	‎10-25-2011 05:13 AM by bruiseviolet
how long after deletes for score to increase?	5	bruiseviolet	341	‎10-25-2011 04:36 AM by bruiseviolet
Vast Differences Between Credit Scores (EX & EQ)	4	Vazhkai	210	‎10-25-2011 12:20 AM by Vazhkai
Paid the Tax Lien, Now What??? [ 1 2 ]	13	TheBronxBomber	748	‎10-24-2011 10:51 PM by thankfulheart
Applied Bank Secured Credit Card Reporting Date	1	MarcinXP	112	‎10-24-2011 09:26 PM by llecs
Disputed collections, now listed as potentially cl...	2	MrsMedrano	290	‎10-24-2011 08:05 PM by MrsMedrano
Midland, AES and Suntrust emails	1	Candy6	121	‎10-24-2011 07:50 PM by LIGHTNIN
Orchard Bank Goodwill info	2	YoungandFoolish	269	‎10-24-2011 06:49 PM by LIGHTNIN
Santander SUXXXXX	7	Ceejay1978	516	‎10-24-2011 05:26 PM by sassymomof2

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FICO and myFICO are registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Score Watch is a registered trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO scores and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.