Community:
Forum
Blog

Rebuilding Your Credit

Announcements

Fair Isaac and myFICO are not credit repair organizations or similarly regulated organizations governed by the federal Credit Repair Organizations Act or similar state laws. Fair Isaac and myFICO do not provide so-called "credit repair" services or advice or give assistance regarding "cleaning up" or "improving" your credit record, credit history, or credit rating. Before posting, please read FICO Forums Credit Repair Discussion Guidelines. By accessing and using this community you agree to the User Guidelines and Terms of Service.

Subject	Replies	Author	Views	Latest Post
GW letters	2	jbrown773	103	‎09-25-2013 05:39 PM by jbrown773
Gulf Coast PFD success!!	3	newstart2010	441	‎09-25-2013 04:36 PM by myjourney
1099-C BOA Charge Off Account don't know what to d... [ 1 2 3 4 5 6 ]	54	labeledjl	928	‎09-25-2013 04:04 PM by labeledjl
I don't know where to start in rebuilding my credi...	3	jackquelin3	157	‎09-25-2013 03:32 PM by myjourney
Paid Charge Offs	2	denver133	169	‎09-25-2013 02:02 PM by ezdriver
Citigroup Executive Office - Student Loan Departme...	2	thetek9	128	‎09-25-2013 01:47 PM by thetek9
Point increase after paying down credit cards?	5	angie23	241	‎09-25-2013 01:21 PM by cookiebird
Learning the hard way....Need help! [ 1 2 ]	13	jhoffa34	390	‎09-25-2013 01:17 PM by cookiebird
Settle or PFD?	4	tfkallday	194	‎09-25-2013 09:59 AM by Creditaddict
TU not updating / slow	2	ak129132	145	‎09-25-2013 11:31 AM by qd
What am I doing wrong? I need help.	4	ndkblondie	179	‎09-25-2013 10:45 AM by ndkblondie
Dispute question	4	Kizzel00	171	‎09-25-2013 10:29 AM by RobertEG
Settled with DC, now want OC (BofA CC) off	1	travisp33	78	‎09-25-2013 10:21 AM by RobertEG
SPOKE TO AFNI! HELP	4	jhoffa34	138	‎09-25-2013 10:12 AM by RobertEG
What is the most difficult credit bureau to deal w...	4	Emeraldautomotive	200	‎09-25-2013 08:13 AM by Emeraldautomotive
$7489.26 worth of medical debt disolved today!!!!!...	5	jfkg28	296	‎09-25-2013 08:09 AM by guiness56
Medical Collections Course of Action	4	finallyawake	179	‎09-25-2013 08:03 AM by guiness56
Question about GW letters.	5	Random_idiot	135	‎09-25-2013 08:02 AM by guiness56
what the? [ 1 2 ]	14	Kizzel00	270	‎09-25-2013 07:58 AM by guiness56
DOFD 1st time 30 days or 1st time late and didn't ...	6	ndkblondie	119	‎09-25-2013 07:54 AM by guiness56
GW Experience with Security Credit Systems?	0	fixingitohio	52	‎09-25-2013 07:47 AM by fixingitohio
OC verified balance on account they no longer own ...	6	ndkblondie	243	‎09-25-2013 07:38 AM by ndkblondie
NCO DV Response	8	fixingitohio	128	‎09-25-2013 07:32 AM by azguy13
Shopping trick and fraud alert?	5	creditscoreEE	332	‎09-25-2013 07:20 AM by Burned2manybridgesB4
Estimated Fico jump after some payoffs?!?!?!?!	3	wallywonka	153	‎09-25-2013 06:04 AM by madmann26
Utilization Rate	2	Magec	106	‎09-25-2013 05:42 AM by Magec
Medical Collections in IL SOL	2	Focker69	82	‎09-25-2013 05:41 AM by Focker69
Question?	3	MSpurple	116	‎09-25-2013 05:23 AM by MSpurple
Things Just Got Ugly Real Fast	5	fixmycred14	378	‎09-25-2013 05:21 AM by fixmycred14
American Honda Finance (active acct) GW Success; N...	6	believeinkarma	282	‎09-25-2013 05:12 AM by ChrisRhea1219

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO^® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO

Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.

FICO and myFICO are registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Score Watch is a registered trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO scores and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.