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Fair Isaac and myFICO are not credit repair organizations or similarly regulated organizations governed by the federal Credit Repair Organizations Act or similar state laws. Fair Isaac and myFICO do not provide so-called "credit repair" services or advice or give assistance regarding "cleaning up" or "improving" your credit record, credit history, or credit rating. Before posting, please read FICO Forums Credit Repair Discussion Guidelines. By accessing and using this community you agree to the User Guidelines and Terms of Service.

Subject	Replies	Author	Views	Latest Post
Credit Protection Association [ 1 2 3 ]	25	Tyrran	592	‎05-03-2013 06:26 PM by morrat
CYBERONE28 REBUILDING PROCESS [ 1 2 ]	13	cyberone28	288	‎05-03-2013 06:11 PM by dddewdrop
Still confused how outstanding installment loan de... [ 1 2 ]	10	danny4l	215	‎05-03-2013 04:31 PM by blitz
old target collections, advice please?	9	Rissa8	173	‎05-03-2013 04:20 PM by guiness56
Can the take it back? Removal from report [ 1 2 ]	10	Gkanthony	237	‎05-03-2013 04:08 PM by ktl72455
Old collection removed?	2	Rein	128	‎05-03-2013 03:28 PM by Booner72
most of my debt is in collections-a few questions	3	franny_b	184	‎05-03-2013 03:15 PM by franny_b
credit Protection Association Email?	4	MiWen	295	‎05-03-2013 03:01 PM by kp1211
My Good will letter didn't work.	4	pastrygirl01	240	‎05-03-2013 02:28 PM by pastrygirl01
Target Card GW Success! [ 1 2 3 4 5 ]	44	jmudooks	2381	‎05-03-2013 01:02 PM by Rissa8
Sallie Mae removed late payments and EOS CCA delet...	3	americanjunkie89	138	‎05-03-2013 12:43 PM by esmer0924
We beat LVNV funding/Resurgent, too!	2	hausfrau	110	‎05-03-2013 12:06 PM by hausfrau
Bank of America email contact [ 1 2 ]	12	UpmyscoreinFL	692	‎05-03-2013 11:49 AM by vodkamint
understanding credit card utilization	5	mojo_ny	145	‎05-03-2013 09:32 AM by guiness56
What to say? What to do? [ 1 2 ]	11	ThunderCat33	332	‎05-03-2013 09:21 AM by guiness56
WAKING A SLEEPING GIANT..	4	wildbillcody	257	‎05-03-2013 09:08 AM by p-
How long for positive increase on score for settli...	1	kashley6405	85	‎05-03-2013 08:53 AM by guiness56
Transunion Inquiries... The worst kind [ 1 2 ]	10	johnnypinaz	358	‎05-03-2013 08:47 AM by p-
WFDS DELETED	0	Bneathery	50	‎05-03-2013 08:44 AM by Bneathery
US Bank Secured Card	2	shaun2009	121	‎05-03-2013 08:02 AM by shaun2009
Midland Credit Question	7	Ravensfan2001	201	‎05-03-2013 07:45 AM by Ravensfan2001
Collection Agency phone discussion question. [ 1 2 3 4 ]	34	legacys7	472	‎05-03-2013 06:52 AM by legacys7
Anyone have info to get US Dept of Education Stude...	5	mzchell06	238	‎05-03-2013 06:51 AM by p-
Score dropped ughhhh! [ 1 2 ]	17	DaBears	349	‎05-03-2013 04:24 AM by DaBears
Progress, Thanks to you guys	2	xecutech	128	‎05-03-2013 03:08 AM by xecutech
need advice	6	steffimiesha	189	‎05-02-2013 10:17 PM by steffimiesha
Any Ideas on how to fix my issue	7	NewBreed	153	‎05-02-2013 09:56 PM by guiness56
PFD Example Letter [ 1 2 3 4 5 6 7 8 9 10 » ]	363	Tuscani	173566	‎05-02-2013 09:02 PM by memorysketch
anyone else having these issues? any advice? [ 1 2 ]	12	rose214	343	‎05-02-2013 08:59 PM by theoldnocreditmaster
GMAC Mortgage Goodwill, need help	0	gu7	39	‎05-02-2013 08:48 PM by gu7

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FICO and myFICO are registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Score Watch is a registered trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO scores and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.