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Fair Isaac and myFICO are not credit repair organizations or similarly regulated organizations governed by the federal Credit Repair Organizations Act or similar state laws. Fair Isaac and myFICO do not provide so-called "credit repair" services or advice or give assistance regarding "cleaning up" or "improving" your credit record, credit history, or credit rating. Before posting, please read FICO Forums Credit Repair Discussion Guidelines. By accessing and using this community you agree to the User Guidelines and Terms of Service.

Subject	Replies	Author	Views	Latest Post
Need a Credit Card and Revolving Account	6	DocBones	364	‎07-15-2011 07:28 AM by fot1
where should I start	7	getitfixed	305	‎07-15-2011 07:20 AM by getitfixed
In need of advice please	5	irodriguez7885	159	‎07-15-2011 06:34 AM by RobertEG
Sooooo happy	2	Bondo	133	‎07-15-2011 05:14 AM by philliprvaughn
Capital One CLI	6	terrymac	504	‎07-14-2011 10:47 PM by terrymac
My debt is being sold	4	fabndalab	232	‎07-14-2011 09:35 PM by fabndalab
SOL has passed.... Should I DV	4	kittykatxvi	247	‎07-14-2011 09:14 PM by O6
Can you fight back against a judgement?	1	Will393	140	‎07-14-2011 09:11 PM by O6
What to do?	4	Fleurdelis28	147	‎07-14-2011 08:34 PM by LIGHTNIN
NEGATIVES	7	breezy321	360	‎07-14-2011 07:05 PM by lovemybabiesx2
Minimizing Damage from Wife's Credit Spree	3	K_the_C	287	‎07-14-2011 05:45 PM by Booner72
Secured Loan and Secured Card with a Single Deposi...	1	blackplastick	143	‎07-14-2011 05:25 PM by kjm79
Understanding when items falloff	0	julcreek	73	‎07-14-2011 04:52 PM by julcreek
Need Help Understanding new charge off and steps t... [ 1 2 ]	11	PurpleHaze	411	‎07-14-2011 04:42 PM by Booner72
In need of BofA GW contact info	0	Phitor	81	‎07-14-2011 04:37 PM by Phitor
FDCPA Rule Question	5	Neutron1998	199	‎07-14-2011 02:34 PM by llecs
Dispute before or after buying a car	1	monteson	102	‎07-14-2011 02:21 PM by llecs
Northland Group Inc/ Capital One	6	WiserThenEver	2225	‎07-14-2011 01:57 PM by llecs
Different collections impacts on score?	1	pphilpot	118	‎07-14-2011 01:09 PM by kjm79
Collection deletion (good or bad?!?)	8	pphilpot	321	‎07-14-2011 01:05 PM by kjm79
Date of Last Activity?	4	kendrajo	125	‎07-14-2011 12:57 PM by MarineVietVet
Lates and their effects on FICO scores over time	5	CS800	303	‎07-14-2011 12:40 PM by kjm79
Getting a Paid Collection Removed from Experian	1	jay8347	249	‎07-14-2011 12:18 PM by kjm79
PFD	1	Erin28	97	‎07-14-2011 11:12 AM by llecs
How / When is Util% Calculated??	6	bpohl93	177	‎07-14-2011 11:05 AM by philliprvaughn
Moved: AAoA Question???	0	llecs	42	‎07-14-2011 10:04 AM by llecs
60 point score dropped when Wachovia HELOC convert...	1	WalpoleWill	181	‎07-14-2011 10:00 AM by llecs
Moved: Capital One Auto Loan Approval Chances	0	llecs	107	‎07-14-2011 09:40 AM by llecs
Rebulding credit - Next Step? What would you recom...	2	irving_magik	191	‎07-14-2011 07:17 AM by irving_magik
Not on credit report.......	3	ml1992	213	‎07-14-2011 06:13 AM by Datx

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FICO and myFICO are registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Score Watch is a registered trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO scores and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.