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Fair Isaac and myFICO are not credit repair organizations or similarly regulated organizations governed by the federal Credit Repair Organizations Act or similar state laws. Fair Isaac and myFICO do not provide so-called "credit repair" services or advice or give assistance regarding "cleaning up" or "improving" your credit record, credit history, or credit rating. Before posting, please read FICO Forums Credit Repair Discussion Guidelines. By accessing and using this community you agree to the User Guidelines and Terms of Service.

Subject	Replies	Author	Views	Latest Post
Medical Bill Collections	0	beth5293	172	‎09-11-2010 09:25 PM by beth5293
sprint collections appearing twice on cr.......	7	SMFIXIN	736	‎09-11-2010 08:09 PM by RobertEG
Moved: Reaffirmation Question?	0	llecs	125	‎09-11-2010 04:57 PM by llecs
It Works! It Works! It Works!	1	DrJim	556	‎09-11-2010 12:38 PM by Lel
BBB, FTC, & AG Letters	2	adamseve	658	‎09-11-2010 08:16 AM by JGeuy
Complaints to the FTC	3	likewise	683	‎09-11-2010 08:01 AM by JGeuy
Disputed Med. Bills on the phone.	5	gh1985	609	‎09-11-2010 04:27 AM by gh1985
Help on how to proceed with paying off 1YO chargeo...	6	ntlawrence	688	‎09-10-2010 10:41 PM by RobertEG
GW letters to Toyota....	6	Madea2	807	‎09-10-2010 09:00 PM by JGeuy
Received verbal response from GW - Need advice	2	glamchick	448	‎09-10-2010 08:40 PM by AndySoCal
Creditor Interchange,what to do?	1	loulou	288	‎09-10-2010 07:17 PM by RobertEG
Taking a dispute to court [ 1 2 ]	13	avenka	1231	‎09-10-2010 06:42 PM by O6
Collection Agencies attacking equifax only	3	ddiamond	551	‎09-10-2010 06:38 PM by RobertEG
My credit rebuild and mortgages	1	paradiddle	365	‎09-10-2010 04:31 PM by llecs
No responses to GW letter.. so I sent GW e-mails.	4	canadaam	749	‎09-10-2010 02:37 PM by canadaam
Will my score change?	4	time4change	592	‎09-10-2010 02:04 PM by time4change
Better than PDF!! WOOHOO	3	diveforfun97	535	‎09-10-2010 11:43 AM by diveforfun97
Moved: Accurate Credit Scores	0	llecs	157	‎09-10-2010 11:39 AM by llecs
Is there something in the air?	1	happy0510	295	‎09-10-2010 11:37 AM by eparker
Derogatory Account: 7 years from which date? (+1 o...	1	IchiEmperor	306	‎09-10-2010 10:18 AM by MarineVietVet
2 Medical collections, can I just call OC and PFD?	7	BrandonSS	879	‎09-10-2010 09:55 AM by happy0510
Credit One question	2	Divanator	338	‎09-10-2010 09:36 AM by Divanator
EQ FICO Score +2; Plus Score +11	1	canadaam	307	‎09-10-2010 09:24 AM by llecs
Personal Loan / Bad Credit / Co-Signer /	5	Eliz07	1781	‎09-10-2010 09:15 AM by llecs
Missed Payment on Car Loan	1	newtocredit	276	‎09-10-2010 08:38 AM by Creditaddict
Can an OC and a CA both show an open balance	6	time4change	584	‎09-10-2010 07:23 AM by daboss28
"Help: HFC & Peroutka & Peroutka."	6	mojogirl1	954	‎09-10-2010 05:56 AM by kldestefano
Question about PFD?	2	msdraglox	310	‎09-10-2010 12:55 AM by sjt
THANKS FICO FORUM FAMILY	1	MICHELLEAHARTWELL	283	‎09-09-2010 11:33 PM by RobertEG
Sent VOD to CA and they sent an Invoice...next st...	3	RammaCredit	422	‎09-09-2010 10:00 PM by RobertEG

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FICO and myFICO are registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Score Watch is a registered trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO scores and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.