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Fair Isaac and myFICO are not credit repair organizations or similarly regulated organizations governed by the federal Credit Repair Organizations Act or similar state laws. Fair Isaac and myFICO do not provide so-called "credit repair" services or advice or give assistance regarding "cleaning up" or "improving" your credit record, credit history, or credit rating. Before posting, please read FICO Forums Credit Repair Discussion Guidelines. By accessing and using this community you agree to the User Guidelines and Terms of Service.

Subject	Replies	Author	Views	Latest Post
Pinnacle Financial Group	5	Sasee334	1111	‎10-11-2010 08:11 AM by valley_man0505
Does a creditor have to tell you they're going to ...	1	cowgirl79	304	‎10-11-2010 06:10 AM by llecs
Why would the dates change???	6	Ceejay1978	668	‎10-11-2010 06:09 AM by llecs
I need help please !	7	wtfukiddingme	827	‎10-11-2010 06:05 AM by llecs
Charge Off and Util	1	wildstang	290	‎10-10-2010 11:42 PM by RobertEG
Moved: What effect does my cards "High Balance" have on m...	0	llecs	79	‎10-10-2010 11:17 PM by llecs
Repercussions from paid off but closed Capital One...	3	kayeraven	724	‎10-10-2010 09:49 PM by RobertEG
Need help. Recieved letter from attorney	8	theunluckyone	989	‎10-10-2010 09:30 PM by RobertEG
Will adding open credit reduce my util?	8	hooah07	869	‎10-10-2010 02:35 PM by hooah07
HIPPA and paid medical collection question.	2	ts2010	452	‎10-09-2010 10:12 PM by LIGHTNIN
DO NOT APPLY FOR FIRST PREMIER BANK TO RE-ESTABLIS...	7	TATATA	2957	‎10-09-2010 08:30 PM by enragedjerry
Any Predictions???	7	enragedjerry	897	‎10-09-2010 04:51 PM by love2golf
Score 702 BK 4/2004 Discharged 7/2007 - What to ex...	2	DeepWaterMan	529	‎10-09-2010 01:43 PM by DeepWaterMan
PFD	4	dchrist475	937	‎10-09-2010 12:30 AM by RobertEG
Amex ChargeOff Help???	3	lamecred	567	‎10-09-2010 12:02 AM by RobertEG
Newbie with a question	4	biscute1	639	‎10-08-2010 11:33 PM by RobertEG
help needed on a court question?	2	waqaszm1	404	‎10-08-2010 10:57 PM by RobertEG
CA asked me to skip a mtg payment	4	beachwanttoimprovefico	663	‎10-08-2010 10:44 PM by O6
Lost & Comfused	1	biscute1	352	‎10-08-2010 09:51 PM by RobertEG
Paying on a Collection Account - Target National B...	4	Jen0583	808	‎10-08-2010 07:33 PM by RobertEG
WEST ASSET MANAGEMENT	1	biscute1	409	‎10-08-2010 06:40 PM by llecs
SEND GW OR JUST WAIT?????	1	enragedjerry	328	‎10-08-2010 06:29 PM by llecs
What the heck??, now they're after my daughter??	3	kayeraven	704	‎10-08-2010 05:06 PM by O6
Double checking so I don't make a mistake	3	cjane1	473	‎10-08-2010 04:43 PM by cjane1
Should I pay Medical bills	3	cjane1	571	‎10-08-2010 04:40 PM by cjane1
Discrepancy between Transunion and Equifax	1	Dizz0NY	563	‎10-08-2010 02:09 PM by llecs
lost but then gained!!!	1	creditchild	341	‎10-08-2010 01:14 PM by llecs
NCO Disappears From Report	3	nene17	484	‎10-08-2010 01:08 PM by nene17
AFNI Win!!	3	inthematrix	786	‎10-08-2010 10:57 AM by inthematrix
From 0 to 700! and advice sought [ 1 2 ]	12	Cloudlb	1442	‎10-08-2010 10:06 AM by Cloudlb

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FICO and myFICO are registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Score Watch is a registered trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO scores and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.