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Fair Isaac and myFICO are not credit repair organizations or similarly regulated organizations governed by the federal Credit Repair Organizations Act or similar state laws. Fair Isaac and myFICO do not provide so-called "credit repair" services or advice or give assistance regarding "cleaning up" or "improving" your credit record, credit history, or credit rating. Before posting, please read FICO Forums Credit Repair Discussion Guidelines. By accessing and using this community you agree to the User Guidelines and Terms of Service.

Subject	Replies	Author	Views	Latest Post
New to Forum [ 1 2 ]	12	ga_2010	907	‎06-09-2010 11:23 AM by guiness56
How to Approach COs on CR?	2	kiannareid	356	‎06-09-2010 10:51 AM by kiannareid
Big accomplishment, small letter	3	venusd11	636	‎06-09-2010 09:02 AM by sbl
DV - Ox Collection, Data Solution Collection, Uniq...	0	MBOhio	265	‎06-09-2010 08:33 AM by MBOhio
Collection Question	2	rek999	380	‎06-09-2010 08:22 AM by rek999
Removing old closed account	2	bdrmc5	507	‎06-09-2010 07:46 AM by guiness56
Collection Question	3	tullz85	388	‎06-09-2010 07:27 AM by guiness56
What status this account should say after Bk?	5	flo23	613	‎06-09-2010 07:10 AM by chasmith
SOL 15 years for written contract	2	jana0523	376	‎06-08-2010 11:54 PM by jana0523
Judgement question [ 1 2 ]	13	christian9144	1002	‎06-08-2010 10:49 PM by O6
Just FYI - TrueCredit Lowered Their Price For Me	1	belverbears	461	‎06-08-2010 05:11 PM by laz98
Question about auto repo SOL	4	ficonewbie01	835	‎06-08-2010 03:16 PM by O6
Where do I begin?	4	mauirain	574	‎06-08-2010 02:52 PM by christian9144
How to go about removing this paid collection that...	4	cara415	700	‎06-08-2010 02:41 PM by cara415
Sending PFD Letters	3	fricnfrac1	548	‎06-08-2010 01:38 PM by mauve
PFD Worked With Debt Recovery Solutions (Sprint CO...	4	PureCaSH	543	‎06-08-2010 01:21 PM by IdPrincess03
old judgment	2	dzlqw4	412	‎06-08-2010 12:52 PM by guiness56
Help with Gulf Coast PFD	1	jenc55	236	‎06-08-2010 12:47 PM by guiness56
Unique National Collections - Incorrect Informatio... [ 1 2 ]	11	MBOhio	866	‎06-08-2010 12:46 PM by guiness56
Getting a TL deleted from CA... need some advice	3	clemente21	339	‎06-08-2010 12:24 PM by guiness56
Thank you my FICO, I now have perfect credit (for ...	0	Travis-84	249	‎06-08-2010 12:03 PM by Travis-84
expired accts (7+ yrs old), charge off - cap one a...	4	jana0523	532	‎06-08-2010 11:24 AM by jana0523
first step in improving my credit rating.......	3	jana0523	476	‎06-08-2010 11:19 AM by MarineVietVet
Invalid Debt on CR - Start with DV?	1	MBOhio	219	‎06-08-2010 08:49 AM by guiness56
605 B Block Denied	2	gohawks62	446	‎06-08-2010 05:56 AM by gohawks62
ATT - West Management Success	8	34Roses	1325	‎06-07-2010 11:10 PM by bealslyn
Charge Offs in Repayment - Credit Report Status??	1	MBOhio	278	‎06-07-2010 10:38 PM by RobertEG
Got Unique National Collections to . . . DELETE!	8	azsassycat	1552	‎06-07-2010 08:47 PM by MarineVietVet
Too Many Cards - Close Newest Ones?	8	MBOhio	692	‎06-07-2010 08:07 PM by MBOhio
My husband x wife stole his name	4	ethelrose	730	‎06-07-2010 06:49 PM by O6

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FICO and myFICO are registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Score Watch is a registered trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO scores and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.