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Fair Isaac and myFICO are not credit repair organizations or similarly regulated organizations governed by the federal Credit Repair Organizations Act or similar state laws. Fair Isaac and myFICO do not provide so-called "credit repair" services or advice or give assistance regarding "cleaning up" or "improving" your credit record, credit history, or credit rating. Before posting, please read FICO Forums Credit Repair Discussion Guidelines. By accessing and using this community you agree to the User Guidelines and Terms of Service.

Subject	Replies	Author	Views	Latest Post
Short Sale - Credit Report Info	0	_John_Doe	44	‎05-21-2013 08:28 AM by _John_Doe
Starting My Journey	2	frankenc	77	‎05-21-2013 08:26 AM by germese1975
Calvary-added new collection [ 1 2 ]	14	bigjay4x4	319	‎05-21-2013 07:48 AM by bigjay4x4
Delete after paid [ 1 2 3 ]	27	Shellie	429	‎05-21-2013 07:43 AM by Shellie
GECRB/ JCPenny Contact Info..PLEASE	4	goal_seeker	104	‎05-21-2013 07:23 AM by mnosal9
Need clarification on paying an old collection acc...	6	muumike	118	‎05-21-2013 07:19 AM by DaBears
Madmann26's rebuild thread [ 1 2 3 4 5 6 7 8 9 ]	88	madmann26	2660	‎05-21-2013 06:56 AM by madmann26
i need insight with medical debt	1	branstanka	66	‎05-21-2013 06:37 AM by electra
Had some major things removed but NO increase.. wh... [ 1 2 3 ]	26	Jon85	8994	‎05-21-2013 04:42 AM by stpn2me
Capital One Advice	5	mojo_ny	223	‎05-21-2013 03:56 AM by mojo_ny
Last activity vs date open	7	JPersat	216	‎05-21-2013 03:29 AM by dubess2525
Usage %	4	vader77	146	‎05-20-2013 10:56 PM by Burned2manybridgesB4
NEED ADVISE AND HELP	4	cyberone28	143	‎05-20-2013 10:52 PM by Burned2manybridgesB4
AFNI contact please?	7	trubliever82	143	‎05-20-2013 10:21 PM by neptunejcw
Rebuilding and utilizing new CC	3	Busaner	140	‎05-20-2013 10:17 PM by guiness56
HOW MANY HARD INQUIRES?	9	bella1013	387	‎05-20-2013 09:10 PM by electra
Very First Question!	2	byOdion	80	‎05-20-2013 08:58 PM by guiness56
Just got collection notice any ideas????	9	mrhg310	321	‎05-20-2013 08:46 PM by 750orbust
Pay For Deletion Over The Phone (Rerecorded Convo)	6	James23	335	‎05-20-2013 04:01 AM by enharu
can I be this lucky. seriously.	9	katiecakes	398	‎05-20-2013 08:21 PM by beanie7132
Maiden name vs. married name on communications?	2	HigherScoresForUs	69	‎05-20-2013 08:06 PM by beanie7132
Should I take out a loan to pay off debt with high...	6	mlanca83	173	‎05-20-2013 07:51 PM by mlanca83
How to get things removed	5	superdad	251	‎05-20-2013 07:17 PM by superdad
Proper Validation?	2	_John_Doe	68	‎05-20-2013 06:38 PM by _John_Doe
How long until inquiries fall off my report.	4	mytime321	295	‎05-20-2013 05:56 PM by dubess2525
I fought the university and the university won. [ 1 2 ]	14	pghfangirl04	497	‎05-20-2013 05:41 PM by web2886
Haven't used credit card in 5 years, if I do now, ...	1	sharriel	107	‎05-20-2013 05:19 PM by madmann26
short of willing the lotto, what else can I do?	9	BlasphemousMusic	235	‎05-20-2013 05:05 PM by BlasphemousMusic
Rebuild during Chapter 13?	0	Math_Rocks	43	‎05-20-2013 04:54 PM by Math_Rocks
PFD	2	xtremeone	91	‎05-20-2013 04:27 PM by sharriel

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FICO and myFICO are registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Score Watch is a registered trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO scores and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.