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Fair Isaac and myFICO are not credit repair organizations or similarly regulated organizations governed by the federal Credit Repair Organizations Act or similar state laws. Fair Isaac and myFICO do not provide so-called "credit repair" services or advice or give assistance regarding "cleaning up" or "improving" your credit record, credit history, or credit rating. Before posting, please read FICO Forums Credit Repair Discussion Guidelines. By accessing and using this community you agree to the User Guidelines and Terms of Service.

Subject	Replies	Author	Views	Latest Post
Jumped to 719 Equifax, applied for cards...APPROVE...	6	jb1095	425	‎03-29-2013 01:09 PM by MonkeyBelly
What to do with collections not reporting on credi...	5	Erinkkelly	153	‎03-29-2013 01:08 PM by solstice00
GW for bad checks	3	chevyman	81	‎03-29-2013 12:53 PM by chevyman
Child ID Theft	2	flinjami83	90	‎03-29-2013 12:40 PM by RobertEG
First Deletion!!	4	erica1021	129	‎03-29-2013 12:23 PM by erica1021
Credit One reports new "Key Derogatory" after GW l...	6	ChuckG	277	‎03-29-2013 12:23 PM by ChuckG
Email Contacts for Goodwill Letters [ 1 2 3 4 5 ]	40	JuJuBee84	2247	‎03-29-2013 11:42 AM by Primevci
Bank of America - Late Payments	6	bgr30	268	‎03-29-2013 11:26 AM by Chris3k2
Revolving account (Macy's) reporting twice on CR	7	anniev2	130	‎03-29-2013 11:21 AM by anniev2
How GW letters can help	5	solstice00	148	‎03-29-2013 10:54 AM by guiness56
Citi Cards EO email?	0	MonkeyBelly	54	‎03-29-2013 10:18 AM by MonkeyBelly
Having Baddies deleted with only 1 positive acct	2	Gkanthony	75	‎03-29-2013 10:11 AM by cwwatts1202
If an OC pulls an acct back from a CA...	6	cwwatts1202	135	‎03-29-2013 09:35 AM by guiness56
Midland GW success?	2	cwwatts1202	76	‎03-29-2013 09:13 AM by cwwatts1202
Cashcall charge off sold to collection.	3	Erinkkelly	130	‎03-29-2013 08:42 AM by guiness56
Can a collection agency report the same account mu...	5	angelheart520	408	‎03-29-2013 08:39 AM by guiness56
Update on HSBC/Capital One	3	DaBears	134	‎03-29-2013 08:26 AM by guiness56
US Dept of Ed/Direct Loans/ Sallie Mae/ AGGHHHH Wh...	8	mlc3542	248	‎03-29-2013 08:13 AM by InvincibleSummer3
Credit One Bank email	5	AshCas	487	‎03-29-2013 07:55 AM by chiquis1
USAA Credit Monitoring Service	3	dougnukem	178	‎03-29-2013 07:44 AM by unusuallyconfused
First Premier Schnanagans [ 1 2 ]	11	pimpedoutgeese	525	‎03-29-2013 07:42 AM by Broncobenji07
PFD - payment sent. SW alert?	4	Ravensfan2001	158	‎03-29-2013 05:38 AM by Ravensfan2001
I C Systems [ 1 2 3 ]	26	dredre98	658	‎03-29-2013 04:18 AM by Aakid0811
Thoughts on Seventh Ave CO	4	hopingsoon	102	‎03-29-2013 03:00 AM by RobertEG
Double Accounts	3	barb80	99	‎03-29-2013 12:36 AM by InvincibleSummer3
how to get enhanced recovery deleted	7	LavendarL	341	‎03-28-2013 10:53 PM by SamsungHDTV
steps to rebuilding credit w auto repo	5	ymmv	278	‎03-28-2013 10:24 PM by Erika3o3
Email address Aes CEO	0	Kriss21	54	‎03-28-2013 09:51 PM by Kriss21
Doing the right thing even though I didn't have to... [ 1 2 ]	15	750orbust	220	‎03-28-2013 09:49 PM by 750orbust
Goodwill Letter Chances	3	xecutech	166	‎03-28-2013 09:40 PM by DiabolicallyRandom

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FICO and myFICO are registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Score Watch is a registered trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO scores and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.