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Fair Isaac and myFICO are not credit repair organizations or similarly regulated organizations governed by the federal Credit Repair Organizations Act or similar state laws. Fair Isaac and myFICO do not provide so-called "credit repair" services or advice or give assistance regarding "cleaning up" or "improving" your credit record, credit history, or credit rating. Before posting, please read FICO Forums Credit Repair Discussion Guidelines. By accessing and using this community you agree to the User Guidelines and Terms of Service.

Subject	Replies	Author	Views	Latest Post
Collection account as delinquent?	4	hotmeg	323	‎12-22-2009 07:51 AM by hotmeg
Rebuilding my Credit -- To get a new vehicle pt 2 [ 1 2 ]	11	mycreditsuck	978	‎12-22-2009 06:56 AM by 6feetinheels
I need help please with NCO	1	amber1	404	‎12-22-2009 06:31 AM by iluvdodgetrx
Another GW success......	1	superrupe2	505	‎12-22-2009 05:16 AM by LIGHTNIN
I FINALLY MADE IT OVER 700!!!!	6	mal007colm	753	‎12-22-2009 05:13 AM by LIGHTNIN
AFNI IS GONE I THINK?	0	time4change	157	‎12-22-2009 05:05 AM by time4change
How To Handle Charge Off's?...	1	2ndTimeAroundCredit	427	‎12-22-2009 04:27 AM by LIGHTNIN
New CA popped up today need advice	1	okstatefan5945	246	‎12-21-2009 06:52 PM by okstatefan5945
late payment	1	bigfred	288	‎12-21-2009 06:06 PM by charliebrown1370
568 to 625!!!	2	lil_joey007	614	‎12-21-2009 05:59 PM by lil_joey007
GW on lates	4	lil_joey007	527	‎12-21-2009 05:08 PM by lil_joey007
Tuition and CA? Please help.	4	ins1ght	407	‎12-21-2009 03:45 PM by LIGHTNIN
got a response to a PFD (not the most preferable r...	8	jkang5	712	‎12-21-2009 02:56 PM by jkang5
Where to begin?	4	ld3	343	‎12-21-2009 01:01 PM by aquatic1
Help FICO score	0	Kimberly68	168	‎12-21-2009 12:20 PM by Kimberly68
Thank you to all! From 689 to 783!	1	Ratar	449	‎12-21-2009 10:24 AM by raeapauac
Quick question: Contact the credit card or the cre...	0	raeapauac	131	‎12-21-2009 10:23 AM by raeapauac
Not too sure where to start on raising my FICO?...	3	2ndTimeAroundCredit	338	‎12-21-2009 09:48 AM by 2ndTimeAroundCredit
Email for Ford Motor Credit officials pls!!!	2	lots_of_baddies	357	‎12-21-2009 09:21 AM by LIGHTNIN
Unique Medical Collections Ques	5	Jenmerie	361	‎12-21-2009 07:25 AM by WanaDoBetter
Removing a paid collection?	1	five22bags	394	‎12-20-2009 10:12 PM by MarineVietVet
Raise score 20+ in 3 months??	6	JenThompson777	803	‎12-20-2009 09:19 PM by DI
From 597 to 708!!	1	Debtrecycler	504	‎12-20-2009 09:06 PM by MarineVietVet
Equifax via MyFICO sure doesn't make it easy...	3	JagerBombs89	802	‎12-20-2009 09:04 PM by MarineVietVet
HElp to raise credit	1	leogirl88	275	‎12-20-2009 02:51 PM by MarineVietVet
Invalid reporting to Credit Beaureau	0	EmeryT55	244	‎12-20-2009 01:32 PM by EmeryT55
how long to wait for a GW letter response?	1	CWBBVI	331	‎12-20-2009 07:22 AM by LIGHTNIN
2nd DV Letter needed?	3	newhome4me	452	‎12-19-2009 09:12 PM by RobertEG
Husband's debt	9	iluvdodgetrx	910	‎12-19-2009 08:56 PM by iluvdodgetrx
Hospital trying to screw me?	9	Speedwagon	834	‎12-19-2009 05:30 PM by txjohn

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO^® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

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FICO and myFICO are registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Score Watch is a registered trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO scores and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.