best 3-1 site

[pauly73]

hi, i was wondering what would be the best offer for all 3 credit bureaus? i dont even know my scores and im ready for battle

[Anonymous]

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@pauly73 wrote:

hi, i was wondering what would be the best offer for all 3 credit bureaus? i dont even know my scores and im ready for battle

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I always recommend USAA Credit Monitoring and use it myself.  This service is $12.25/month and includes daily pulls from all three bureaus.  The scores are FAKOs though, but so are most credit monitoring services.  If you care about scores, you should buy them from myFICO for your real FICO scores.  If you just want the reports, USAA is great.  You can pretty much ignore the score though.

The only monitoring service with a real FICO is ScoreWatch from myFICO.  This is $14.99/month, only monitors EQ, and only allows 2 pulls per year for free.

[Repo-ed]

USAA CMS.

Ingnore the FAKO scores and you'll like it too!

[pauly73]

thanks

[pauly73]

not too sure what you mean? sorry im new to all of this. can you explain why am i ignoring them? thanks

[Anonymous]

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@pauly73 wrote:

not too sure what you mean? sorry im new to all of this. can you explain why am i ignoring them? thanks

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Most of the credit scores you can get on the internet are what we call FAKOs because they are not real FICO scores.  These scores are made up by different companies and are not the same credit scores that most lenders actually use.  Please read this thread:

http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/The-Son-Of-Credit-Scoring-101/m-p/718550/high...

[MarineVietVet]

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@pauly73 wrote:

hi, i was wondering what would be the best offer for all 3 credit bureaus? i dont even know my scores and im ready for battle

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Hi there.

Have you looked at the CMS Guide here onsite?