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best store card to open?

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chbartel
Regular Contributor

best store card to open?

Okay, so I have 3 bank cards(in my name) and one store card(only AU on, not my own)....I have read i should have one store card as well.  If so, what store card would you recommend for someone with a middle FICO 8 score of 628?  I won't use it, but want one that reports....I just realized the Torrid AU card I am on is not reporting each month since we don't carry a balance on it....

 

 

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Anonymous
Not applicable

Re: best store card to open?

Choose one that you shop at.  If you open a card you should use it at least once in a while, even if you don't carry a balance on it. 

Message 2 of 4
RobertEG
Legendary Contributor

Re: best store card to open?

If you have three bank cards, ;in my opinion, you dont need any store cards.

 

Message 3 of 4
Shogun
Moderator Emeritus

Re: best store card to open?


@RobertEG wrote:

If you have three bank cards, ;in my opinion, you dont need any store cards.

 


I'm going to agree with Robert here.  If you have three cards, you don't need a store card.  You are already getting max benefits from the three cards.

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