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Bump.
I received a call from Chase today alerting me they will remove my lates or delete the tradeline from all three credit bureaus because it is an inactive account. It may take 1-3 months to update. They'll send me a written correspondance soon stating the above. It definitely made my day since there is a 120 day late on the account.
I received a voicemail from Wells Fargo today stating I would receive a written response within 2 weeks. I fear I will receive the 'we have to report things accurately' line, but I don't want to make any assumptions. I'll give them a call tomorrow.
Wow, a 120 day late deleted...Sweeeeet!! Congrats to YOU! ! !
A 120 gone is huge! Your score should move up!