I'm so excited at the moment. Lots of good news today. Finalized my refinance today on my car, finally got approved with my CU for a visa (only $1800CL) and I just applied for the cap one Venture card and gave me a whopping 10k CL!! So happy all of my hard works paying off.
Its never to late you guys! I started with a 490-500 fico score across the board and have gained nearly 200 points in the last ten months.