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I have a Captial One Secured Mastercard $200 limit I pay have $86 on my bill I have $113 credit limit left, I will pay the $86 off next months, I got the Captial One Card in November. I am wondering should I add the Bank of America Secured Credit Card to thicken my score? I plan getting a $1000 secure loan from my credit union.
Hi welcome to the forum a second card and the secured loan is a great start I have both. And boa is a good choice u can request 1,2,3 rewards with that card it graduates after 12 months of (on time payments)
@CJIII29 wrote:I have a Captial One Secured Mastercard $200 limit I pay have $86 on my bill I have $113 credit limit left, I will pay the $86 off next months, I got the Captial One Card in November. I am wondering should I add the Bank of America Secured Credit Card to thicken my score? I plan getting a $1000 secure loan from my credit union.
If you can afford another HP the BofA card is a good deal and will graduate over time
Try and keep UTL down <9% right now your over 40% ($86)
Get the secured loan and garden for 6-12 months and you'll be in a much better picture/profile
Trying to get enough credit to get a truck.
Ya I put to much on the captial one secured card, I wont do that agian.