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New Contributor
rose214
Posts: 109
Registered: ‎04-08-2013
0

can you remove charge off accounts from credit report?

I have a credit card that on one report shows closed/transferred and on another report shows charged off/ transferred. How can I get that removed from my credit report?  i've tried calling the creditor and they won't deal with me since the account shows a zero balance and that it was purchased by a collection agency.

Starting Score 4/3/13 : FICO 612 TU (FAKO)--642 EX (FAKO) - 497 Equifax (FICO) 593
Current Score6/28/13 EX(FAKO) 602, EQuifax (FICO) 615, TU(FICO) 642 EX-(FICO) 657
Goal Score : 700+
Frequent Contributor
koky
Posts: 462
Registered: ‎02-25-2013
0

Re: can you remove charge off accounts from credit report?

Try sending a Good Will letter... If you don't mind me asking is the OC Cap one...
New Contributor
rose214
Posts: 109
Registered: ‎04-08-2013
0

Re: can you remove charge off accounts from credit report?

No, the OC is GE Money/JCP
Starting Score 4/3/13 : FICO 612 TU (FAKO)--642 EX (FAKO) - 497 Equifax (FICO) 593
Current Score6/28/13 EX(FAKO) 602, EQuifax (FICO) 615, TU(FICO) 642 EX-(FICO) 657
Goal Score : 700+

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