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can you revive a very old revolving account you never closed?

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liesierre
Regular Contributor

Re: can you revive a very old revolving account you never closed?

Good news! I was able to bring this account back from the dead!

I bought a cheap/cute silver necklace after work with my credit....thus resurrecting my super mega old revolving credit.

in other news... i got denied by BofA and my bank because of my bk, inquiries (had 3 from a year ago when i bought my car and then a few recent ones), and lack of recent revolving credit

so... now i will have this reporting soon, and waiting for my VS card to also get my revolving credit back up and active....and I just got one collections account deleted today

baby steps.


Starting Score: EQ 633 TU ? EX 623 (lender)
Current Score: EQ 702 TU 720 EX 682
Goal Score: 720

Nordstrom Credit Card $4000CL, Target Credit Card $2000CL, CapitalOne Platinum $1500CL, Comenity Diamond Elite $1700CL, Victorias Secret $650CL
Message 11 of 16
Shogun
Moderator Emeritus

Re: can you revive a very old revolving account you never closed?

Well that freaking rocks on reviving that account!  Wow.. It'll stay on for at least another 10 years for your AAoA.  That's a Win/Win!

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 12 of 16
notyours
Contributor

Re: can you revive a very old revolving account you never closed?

AWESOME NEWS! CONGRATS

GW success 30 day late removed from 2 store accounts.
waiting on Citibank SL GW response --
Message 13 of 16
liesierre
Regular Contributor

Re: can you revive a very old revolving account you never closed?

I'm pretty pleased with myself. heh.


Starting Score: EQ 633 TU ? EX 623 (lender)
Current Score: EQ 702 TU 720 EX 682
Goal Score: 720

Nordstrom Credit Card $4000CL, Target Credit Card $2000CL, CapitalOne Platinum $1500CL, Comenity Diamond Elite $1700CL, Victorias Secret $650CL
Message 14 of 16
guiness56
Epic Contributor

Re: can you revive a very old revolving account you never closed?

Message 15 of 16
Shogun
Moderator Emeritus

Re: can you revive a very old revolving account you never closed?

That deserves a Happy Dance btw.  Smiley Happy

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 16 of 16
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