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juniornj23
Established Contributor
‎07-28-2014 12:06 PM
‎07-28-2014 12:06 PM

cancel cc

My question is if I can cell my cc with balance or without it. Doing this can hurt my credit score

I'm paying 100 AF for my credit one bank mastercard and I want to cancel
Amex ED (2000) Amex BCE (2000) Amex macys (5000) Amex Gold , VENTURE (5000) MC PLATINUM (600) CAP QUICKSILVERONE (1250) CAP QUICKSILVER (4500) CAP QUICKSILVER (3500) PENFED AMEX (5000) PENFED CASH REWARDS (25,000) PENDFED REWARDS VISA SIGNATURE (20,000) UPROMISE (1000) NFL (4000) OVERSTOCK (2800) HSN (3200) DISCOVER IT(8500) AMAZON PRIME (10000) MARVEL(7000) BOF VISA(2000) BEST BUY VISA CITI (9000) BLISPAY (9000)Amex Magnet (10,000) Uber (3100)

WELCOME TO 100K CLUB . LAST APP 08/29/18 Credit Score 8 TU 720 EQ 705 EX 724

Starting Score: 640
Current Score: 720
Goal Score: 850

Take the myFICO Fitness Challenge

CARD I want .
Chase Freedom and US cash +

Now back to the garden until 2020
Message 1 of 4
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Whitneyy
Valued Contributor
‎07-28-2014 03:13 PM
‎07-28-2014 03:13 PM

Re: cancel cc

I believe that when you cancel, the balance will become due immediately. 

 

Sometimes when you let the company know you're about to close their card, they'll possibly waive their AF or offer you something else. 

 

Which card is this?

GOAL - 700 FICO across the board!
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juniornj23
Established Contributor
‎07-28-2014 06:00 PM
‎07-28-2014 06:00 PM

Re: cancel cc

credit one bank mastercard i also have the visa and i try to get my limit tranfer to my visa because visa is only 45 dollars they say no i know some bank let you tranfer your limit to one card

Amex ED (2000) Amex BCE (2000) Amex macys (5000) Amex Gold , VENTURE (5000) MC PLATINUM (600) CAP QUICKSILVERONE (1250) CAP QUICKSILVER (4500) CAP QUICKSILVER (3500) PENFED AMEX (5000) PENFED CASH REWARDS (25,000) PENDFED REWARDS VISA SIGNATURE (20,000) UPROMISE (1000) NFL (4000) OVERSTOCK (2800) HSN (3200) DISCOVER IT(8500) AMAZON PRIME (10000) MARVEL(7000) BOF VISA(2000) BEST BUY VISA CITI (9000) BLISPAY (9000)Amex Magnet (10,000) Uber (3100)

WELCOME TO 100K CLUB . LAST APP 08/29/18 Credit Score 8 TU 720 EQ 705 EX 724

Starting Score: 640
Current Score: 720
Goal Score: 850

Take the myFICO Fitness Challenge

CARD I want .
Chase Freedom and US cash +

Now back to the garden until 2020
Message 3 of 4
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StartingOver10
Moderator Emerita
‎07-29-2014 04:06 AM
‎07-29-2014 04:06 AM

Re: cancel cc

@juniornj23 wrote:

credit one bank mastercard i also have the visa and i try to get my limit tranfer to my visa because visa is only 45 dollars they say no i know some bank let you tranfer your limit to one card

This particular card is a subprime card so it does not have many of the features that most cards have ...if you have other cc's it would be best to close out this account with Credit One in good standing.

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